1028 Bower St, Howell, MI 48843 Property Records

Livingston County property record for 1028 Bower St, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,201 sqft · built 1956
Lot Size	0.429 acres (18,687 sqft)
Owner	2 Individual Names on Record
Last Sale	$392,000 (Sep 2021)
Tax Bill	$5,506 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-25-301-097`

Property Details

APN / Parcel Number

Primary APN	`17-25-301-097`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,201 sqft Living Area
1st Floor Area	2,201 sqft
Basement Area	2,201 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	18,687 sqft (0.429 acres)
Lot Dimensions	174 ft deep x 107 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1028 BOWER ST
City	HOWELL
State	MI
Zip	48843-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOT 54 & 55 OF MCPHERSON AND BROWNING ADDITION OF THE CITY OF HOWELL A SUBDIVISION OF THE S 1/2 OF THE SW 1/4 OF SEC
Legal Range	05E
Legal Township	03N
Legal Section	01
Legal Subdivision	A SUBDIVISION
Legal Lot Number	54-55
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2007
Census Tract	725000

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1028 BOWER ST, HOWELL, MI 48843-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Jun 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 16, 2017	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CTR LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Jun 16, 2017 · Amount on Record
Deed Document Number	202138375
Prior Transfer Date	Jan 8, 2020
Prior Transfer Doc	0000017792
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Sep 20, 2021
Property Address	1028 BOWER ST, HOWELL, MI 48843-1102
Document Number	2021R038375
Map Reference	LB 3 PG 4
Instrument Date	Sep 7, 2021
Instrument	2021R-038375
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1028 BOWER ST, 1028, HOWELL, MI 48843-1102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 BOWER ST, HOWELL, MI 48843-1102

Mortgage

Document Number	2021R038376
Date	Sep 20, 2021
Instrument	2021R-038376

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1028 BOWER ST, HOWELL, MI 48843-1102
Document Number	0000036630
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 BOWER ST HOWELL MI 488431102, HOWELL, MI 48843-1102

Mortgage

Document Number	0000036630
Date	Oct 15, 2020
Instrument	36630

Lender

Name	MORTGAGE CENTER LLC
Address	26555 EVERREEN RD, SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jun 8, 2020
Property Address	1028 BOWER ST, HOWELL, MI 48843-1102
Document Number	0000017792
Instrument Date	Jan 8, 2020
Instrument	17792
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 BOWER ST HOWELL MI 488431102, HOWELL, MI 48843-1102

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jun 16, 2017
Property Address	1028 BOWER ST, HOWELL, MI 48843-1102
Document Number	0000017654
Instrument Date	Jun 13, 2017
Instrument	17654
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	SELECT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,261.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 HARDMAN DR HOWELL MI 488438914, HOWELL, MI 48843-8914

Mortgage

Document Number	17655
Date	Jun 16, 2017
Instrument	17655

Lender

Name	MORTGAGE CTR LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
Municipality	Howell City
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,300 (+29.68%)	$418,600 (+29.68%)
2025	$5,506.00
2023		$161,400
2021			$322,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWELL serves 9,914 people · EPA ID MI0003250
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: ACD.net.

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