11275 White Sage Dr, Reno, NV 89506 Property Records

Washoe County property record for 11275 White Sage Dr, Reno, NV 89506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,284 sqft · built 1976
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jul 2026)
Tax Bill	$1,080 (2026)
Deeds & Mortgages	Jul 2026 Transfer Jul 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`086-490-09`

Property Details

APN / Parcel Number

Primary APN	`086-490-09`
Alternative APN	`117197`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,284 sqft Living Area
Gross Area	1,564 sqft
1st Floor Area	1,284 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,144 sqft (0.164 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11275 WHITE SAGE DR
City	RENO
State	NV
Zip	89506-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF30
Legal Description	SIERRA SAGE EST LT 19
Legal Subdivision	SIERRA SAGE ESTATES
Legal Lot Number	19
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	2
Census Block	2006
Census Tract	2616

Owner

Source: Washoe County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11275 WHITE SAGE DR, RENO, NV 89506-1834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Affidavit of Death of Trustee, Transfer
Jul 16, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Aug 11, 2026	Re-recorded Document CORE TITLE GROUP LLC, CORE TITLE GROUP
Jun 8, 2023	Deed of Trust, Mortgage · Reverse Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 19, 2022	Intrafamily Transfer, Transfer
Apr 4, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	May 15, 2012 · Amount on Record
Deed Document Number	20265638521
Prior Transfer Date	Feb 17, 2012
Prior Transfer Doc	0004088542
Record Updated	Oct 29, 2026

July 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	WASHOE NV
Recording Date	Jul 16, 2026
Property Address	11275 WHITE SAGE DR, RENO, NV 89506-1834
Document Number	0005638520
Instrument Date	Jul 15, 2026
Instrument	20265638520
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11275 WHITE SAGE DR, RENO, NV 89506-1834

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jul 16, 2026
Property Address	11275 WHITE SAGE DR, RENO, NV 89506-1834
Document Number	0005638521
Instrument Date	Jul 15, 2026
Instrument	20265638521
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	CORE TITLE GROUP LLC, CORE TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11275 WHITE SAGE DR, RENO, NV 89506-1834

Mortgage

Document Number	0005638522,
Date	Jul 16, 2026
Instrument	20265638522

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

Mortgage

Document Number	0005638523,
Date	Jul 16, 2026
Instrument	20265638523

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

August 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WASHOE NV
Recording Date	Aug 11, 2026
Property Address	11275 WHITE SAGE DR, RENO, NV 89506-1834
Document Number	0005644292
Instrument Date	Jul 15, 2026
Instrument	20265644292
Record Updated	Aug 31, 2026
Title Company	CORE TITLE GROUP LLC, CORE TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11275 WHITE SAGE DR, RENO, NV 89506-1834

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	11275 WHITE SAGE DR, RENO, NV 89506-1834
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11275 WHITE SAGE DR, RENO, NV 89506-1834

Mortgage

Document Number	0005384898
Date	Jun 8, 2023
Instrument	5384898

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	877 Months
Due	Jul 22, 2096

Interest

Rate Type	Adjustable Rate
Rate	7.65%
Type Change Date	Aug 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.6%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Oct 19, 2022
Property Address	11275 WHITE SAGE DR, RENO, NV 89506-1834
Document Number	0005340224
Map Reference	FILE 403302
Instrument Date	Oct 17, 2022
Instrument	5340224
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11275 WHITE SAGE DR, RENO, NV 89506-1834

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11275 WHITE SAGE DR, RENO, NV 89506-1834

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	11275 WHITE SAGE DR, RENO, NV 89506-1834
Document Number	0004804634
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11275 WHITE SAGE DR RENO NV 895061834, RENO, NV 89506-1834

Mortgage

Document Number	0004804634
Date	Apr 16, 2018
Instrument	4804634

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,080.00 (+37.76%)	$47,142 (+1.27%) Land $29,995 Building $17,147
2025	$784.00 (-20.81%)	$46,551 (+6.03%) Land $28,455 Building $18,096	$133,003 (+6.03%) Land $81,300 Building $51,703
2023	$990.00	$43,904 Land $25,515 Building $18,389	$125,440 (+36.75%) Land $72,900 Building $52,540
2021			$91,727 Land $45,700 Building $46,027

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.7% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: T-Mobile.

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