1127 Thomas St, #2, Key West, FL 33040 Property Records

Monroe County property record for 1127 Thomas St, #2, Key West, FL 33040

Property Summary

Property TypeCondominium
Details1 bd · 2 ba · 1,457 sqft · built 1918
OwnerIndividual Name on Record
Last Sale$650,000 (Apr 2022)
Tax Bill$4,982 (2024)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00026291-000200

Property Details

APN / Parcel Number

Primary APN00026291-000200
Alternative APN
  • 9104877

Interior

Bedrooms1 Bed
Full Baths2 Baths
Stories2 Stories
Building Area1,457 sqft Living Area

Exterior

Year BuiltBuilt 1918

Location & Zoning

Account Number9104877
Street Address1127 THOMAS ST # 2, 2
CityKEY WEST
StateFL
Zip33040-7566
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 2 1125-1127 THOMAS STRRET CONDOMINIUM AND 54.08% COMMON AREA OR3141-1169DEC OR3166-1324
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2012
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 1624, KEY WEST, FL 33041-1624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2022 · Amount on Record
Deed SaleApr 11, 2022 · Amount on Record
Deed Document Number2370037
Deed Book / Page3166 / 1324
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 11, 2022
Property Address1127 THOMAS ST # 2, 2, KEY WEST, FL 33040-7566
Document Number0031661324
Book / Page3166 / 1324
Map ReferenceMB 3141 PG 1169
Instrument DateApr 5, 2022
Instrument2370037
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8 AMARYLLIS DR, KEY WEST, FL 33040-6204

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 THOMAS ST # 2, 2, KEY WEST, FL 33040-7566

Mortgage

Document Number0031661327
DateApr 11, 2022
Instrument3166/1327
Lender
NameNEXERA HOLDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$605,320 (+2.9%) Building $605,320$605,599 (+2.95%) Building $605,599
2024$4,982.00 (-1.13%)
2023$5,039.00 (+15.76%) Homeowner's exemption$588,261 (+11.5%) Building $588,261$588,261 (+11.5%) Building $588,261
2022$4,353.00$527,577 Building $527,577$527,577 Building $527,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies228 units insured
incl. 48 condo units
Nearby Flood Claims253 (1980–2022)
Claims Outside the SFHA16 of 253
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims
  • Hurricane Wilma, Oct 2005 · 101 claims
  • Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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