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1105 Thomas St, Key West, FL 33040 Property Records

Monroe County property record for 1105 Thomas St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 642 sqft · built 1938
Lot Size0.044 acres (1,898 sqft)
OwnerIndividual Name on Record
Last Sale$127,000 (Aug 1995)
Tax Bill$3,542 (2024)
Deeds & MortgagesMar 2021 Mortgage
Aug 2017 Transfer
Flood ZoneZone AE (high risk)
APN00026050-000000

Property Details

APN / Parcel Number

Primary APN00026050-000000
Alternative APNs
  • 01010100026050000000
  • 1026824

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area642 sqft Living Area
1st Floor Area642 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 2000
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,898 sqft (0.044 acres)
Lot Dimensions50 ft deep x 33 ft wide

Exterior Amenities

PorchUnfinished Open Porch
Porch Area236 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1026824
Street Address1105 THOMAS ST
CityKEY WEST
StateFL
Zip33040-7516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW PB1-25-40 PT LOT 8 SQR 2 TR 10 A2-181 D1-253 OR766-1110/11 OR1262-398/99 OR1315-735/38 OR1319-2040 OR1320-28/31 OR1321-1406/07 OR1366-2107 OR2869-528/29 OR2922-1685
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionTRACTS 10 AND 15
Legal Tract10
Legal Lot Number8
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2009
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1105 THOMAS ST, KEY WEST, FL 33040-7516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
KEYS FCU
Aug 16, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 1995 · Amount on Record
Deed SaleAug 24, 1995 · Amount on Record
Prior SaleAug 1, 1994 · Amount on Record
Deed Book / Page1366 / 2107
Last Transfer DateAug 16, 2017
Transfer Doc0028690528
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1105 THOMAS ST, KEY WEST, FL 33040-7516
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1105 THOMAS ST, KEY WEST, FL 33040-7516

Mortgage

Document Number0030781810
DateMar 2, 2021
Book Page3078/1810
Instrument2306365
Lender
NameKEYS FCU
TypeCredit Union
AddressKEY WEST, FL 33040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateAug 16, 2017
Property Address1105 THOMAS ST, KEY WEST, FL 33040-7516
Document Number0028690528
Book / Page002869 / 000528
Instrument DateAug 16, 2017
Instrument2135209
Transaction TypeTransfer
Record UpdatedSep 8, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1105 THOMAS ST KEY WEST FL 330407516, KEY WEST, FL 33040-7516

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$425,351 (+5.99%)$664,624 (-5.84%) Land $561,315 Building $103,309
2024$3,542.00 (+1.9%)
2023$3,476.00 (+4.6%) Homeowner's exemption$401,325 (+3%)$705,866 (+51.98%) Land $613,623 Building $92,243
2022$3,323.00 Homeowner's exemption$389,636$464,441 Land $372,198 Building $92,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies228 units insured
incl. 48 condo units
Nearby Flood Claims253 (1980–2022)
Claims Outside the SFHA16 of 253
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims
  • Hurricane Wilma, Oct 2005 · 101 claims
  • Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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