1127 Rulison Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1127 Rulison Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,702 sqft · built 1924
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (May 2026)
Tax Bill	$3,027 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`180-0A80-0139-00`

Property Details

APN / Parcel Number

Primary APN	`180-0A80-0139-00`
Alternative APN	`0059307`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,702 sqft Living Area
Gross Area	2,572 sqft
1st Floor Area	870 sqft
2nd Floor Area	832 sqft
Basement Area	870 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	131 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1127 RULISON AVE
City	CINCINNATI
State	OH
Zip	45238-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	1127 RULISON AV 50 X 131.45 LOT 113 OVERLOOK 1ST SUB
Legal Subdivision	OVERLOOK 1ST SUB
Legal Lot Number	113
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2001
Census Tract	9901

Owner

Source: Hamilton County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK
Nov 18, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Jul 8, 2003 · Amount on Record
Deed Document Number	202633921
Deed Book / Page	15658 / 2019
Prior Transfer Date	Nov 6, 2025
Prior Transfer Doc	0000090390
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jun 15, 2026
Property Address	1127 RULISON AVE, CINCINNATI, OH 45238-4424
Document Number	0000047698
Book / Page	15687 / 2140
Instrument Date	Jun 8, 2026
Instrument	202647698
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	PROMINENT TITLE LLC, PROMINENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 RULISON AVE, CINCINNATI, OH 45238-4424

Mortgage

Document Number	0000047698,
Date	Jun 15, 2026
Book Page	15687/2140
Instrument	202647698

Lender

Name	GUARDIAN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 4, 2026
Property Address	1127 RULISON AVE, CINCINNATI, OH 45238-4424
Document Number	0000033921
Book / Page	15658 / 2019
Instrument Date	Apr 28, 2026
Instrument	202633921
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	PROMINENT TITLE LLC, PROMINENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,560.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033922,
Date	May 4, 2026
Instrument	202633922

Lender

Name	GUARDIAN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Nov 18, 2025
Property Address	1127 RULISON AVE, CINCINNATI, OH 45238-4424
Document Number	0000090390
Book / Page	15545 / 2608
Map Reference	MB 21 PG 80
Instrument Date	Nov 18, 2025
Instrument	2025-0090390
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1127 RULISON AVE, CINCINNATI, OH 45238-4424

Mortgage

Document Number	0000090391
Date	Nov 18, 2025
Instrument	2025-0090391

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,027.00 (+2.92%)	$48,916 (-) Land $5,425 Building $43,491	$139,760 (-) Land $15,500 Building $124,260
2024	$2,941.00 (-2.06%)	$48,916 (-) Land $5,425 Building $43,491
2023	$3,003.00 (+38.07%)	$48,916 (+54.28%) Land $5,425 Building $43,491	$139,760 (+54.28%) Land $15,500 Building $124,260
2022	$2,175.00 Homeowner's exemption	$31,707 Land $5,390 Building $26,317
2020			$90,590 Land $15,400 Building $75,190

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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