1127 Packer St, Key West, FL 33040 Property Records

Monroe County property record for 1127 Packer St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1928
Lot Size	0.024 acres (1,086 sqft)
Owner	Individual Name on Record
Last Sale	$1,075,000 (Oct 2025)
Tax Bill	$6,125 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`00031700-000000`

Property Details

APN / Parcel Number

Primary APN	`00031700-000000`
Alternative APNs	`01010100031700000000` `1032484`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2013
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,086 sqft (0.024 acres)
Lot Dimensions	64 ft deep x 26 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	189 sqft
Patio Area	552 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	1032484
Old Parcel Number	01010100031700000000
Street Address	1127 PACKER ST
City	KEY WEST
State	FL
Zip	33040-3262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW G G WATSON SUB I-209 PT LOT 14 SQR 5 TR 13 G21-261 G28-498-499 OR881-737 OR888-918 OR1488-810 OR1573-2203 OR1658-1626/31
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	KW G G WATSON SUB
Legal Tract	13
Legal Lot Number	14
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2008
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1127 PACKER ST, KEY WEST, FL 33040-3262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE COMPANY LLC
Nov 21, 2017	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2025 · Amount on Record
Deed Sale	Oct 8, 2025 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	2518055
Deed Book / Page	3348 / 1079
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 8, 2025
Property Address	1127 PACKER ST, KEY WEST, FL 33040-3262
Document Number	0033481079
Book / Page	3348 / 1079
Map Reference	MB 1 PG 209
Instrument Date	Oct 7, 2025
Instrument	2518055
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1127 PACKER ST, KEY WEST, FL 33040-3262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 PACKER ST, KEY WEST, FL 33040-3262

Mortgage

Document Number	0033481085
Date	Oct 8, 2025
Instrument	3348/1085

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1127 PACKER ST, KEY WEST, FL 33040-3262
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030310143
Date	Jul 9, 2020
Book Page	3031/143
Instrument	2272569

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	ATLANTA, GA 30327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 21, 2017
Property Address	1127 PACKER ST, KEY WEST, FL 33040-3262
Document Number	0028800165
Book / Page	2880 / 0165
Instrument Date	Nov 20, 2017
Instrument	2144427
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8406 GEORGETOWN AVE, 8406, LOS ANGELES, CA 90045-2615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 12TH ST NE STE 1B, 1B, ATLANTA, GA 30309-4009

Mortgage

Document Number	0002144428
Date	Nov 21, 2017
Instrument	2144428

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$762,200 (+0.96%) Land $452,850 Building $309,350	$762,200 (+0.96%) Land $452,850 Building $309,350
2024	$6,125.00 (+8.33%)	$754,966 (+11.3%) Land $452,850 Building $302,116	$754,966 (+11.3%) Land $452,850 Building $302,116
2023	$5,654.00 (+10.04%)	$678,314 (+8.32%) Land $393,904 Building $284,410	$678,314 (+8.32%) Land $393,904 Building $284,410
2022	$5,138.00	$626,207 Land $338,702 Building $287,505	$626,207 Land $338,702 Building $287,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 units insured incl. 7 condo units
Nearby Flood Claims	4 (1994–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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