1121 Packer St, Key West, FL 33040 Property Records

Monroe County property record for 1121 Packer St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 704 sqft · built 1923
Lot Size	0.044 acres (1,929 sqft)
Owner	Company Name on Record
Last Sale	$460,000 (Aug 2019)
Tax Bill	$7,107 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`00031640-000000`

Property Details

APN / Parcel Number

Primary APN	`00031640-000000`
Alternative APNs	`01010100031640000000` `1032425`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	704 sqft Living Area
1st Floor Area	704 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2015
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,929 sqft (0.044 acres)
Lot Dimensions	94 ft deep x 21 ft wide

Exterior Amenities

Pool Area	77 sqft
Porch	Open Porch
Porch Area	80 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1032425
Street Address	1121 PACKER ST
City	KEY WEST
State	FL
Zip	33040-3262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HMDR
Legal Description	KW G G WATSON SUB I-209 PT LOT 12 SQR 5 TR 13 E1-453 OR713-322/23 OR801-923 OR1325-326/28 OR1713-2486/87 OR1713-2488/89 OR1860-2103/05 OR2064-2242/46 OR2686-1069/75 OR2966-0665 OR2979-0988
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	GEORGE G WATSON S SUBDIVSIION
Legal Tract	13
Legal Lot Number	12
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2008
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	8706 WILDON PL, LOUISVILLE, KY 40220-3447
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Aug 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY
May 24, 2019	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2019 · Amount on Record
Deed Sale	Aug 12, 2019 · Amount on Record
Prior Sale	May 24, 2019 · Amount on Record
Deed Document Number	20192232143
Deed Book / Page	2979 / 988
Transfer Doc	1713002486
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1121 PACKER ST, KEY WEST, FL 33040-3262
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	BRIDGE TRUST TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030770744
Date	Feb 23, 2021
Book Page	3077/744
Instrument	2305286

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 12, 2019
Property Address	1121 PACKER ST, KEY WEST, FL 33040-3262
Document Number	0029790988
Book / Page	002979 / 000988
Instrument Date	Aug 5, 2019
Instrument	2232143
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8706 WILDON PL LOUISVILLE KY 402203447, LOUISVILLE, KY 40220-3447

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 24, 2019
Property Address	1121 PACKER ST, KEY WEST, FL 33040-3262
Document Number	0029660665
Book / Page	002966 / 000665
Instrument Date	May 20, 2019
Instrument	2221810
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,005.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8706 WILDON PL LOUISVILLE KY 402203447, LOUISVILLE, KY 40220-3447

Mortgage

Document Number	29660671
Date	May 24, 2019
Book Page	002966/000671
Instrument	2221811

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$890,553 (+12.32%) Land $508,832 Building $381,721	$890,553 (+12.32%) Land $508,832 Building $381,721
2024	$7,107.00 (+8.29%)
2023	$6,563.00 (+9.97%)	$792,855 (+7.9%) Land $442,599 Building $350,256	$792,855 (+7.9%) Land $442,599 Building $350,256
2022	$5,968.00	$734,802 Land $380,572 Building $354,230	$734,802 Land $380,572 Building $354,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 units insured incl. 7 condo units
Nearby Flood Claims	4 (1994–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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