1127 Cottontail Ln, Wiggins, CO 80654 Property Records

Morgan County property record for 1127 Cottontail Ln, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,912 sqft · built 2020
Lot Size	0.209 acres (9,090 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Jan 2026)
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2026 Sale & Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`1223-221-03-021`

Property Details

APN / Parcel Number

Primary APN	`1223-221-03-021`
Alternative APN	`R021029`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Stories	2 Stories
Building Area	3,912 sqft Total Area
1st Floor Area	886 sqft
2nd Floor Area	1,224 sqft
Basement Area	880 sqft
Finished Basement	800 sqft
Unfinished Basement	80 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,090 sqft (0.209 acres)
Lot Depth	124 ft Depth
Garage Type	Attached
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1127 COTTONTAIL LN
City	WIGGINS
State	CO
Zip	80654-7922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD KIOWA PARK PD FILINGS 1 & 2 WI BLOCK 03 LOT 21
Legal Subdivision	KIOWA PARK PD FILINGS 1 & 2
Legal Block	3
Legal Lot Number	21
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1039
Census Tract	200

Owner

Source: Morgan County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1127 COTTONTAIL LN, WIGGINS, CO 80654-7922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit CANVAS CU
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 13, 2020	Loan Modification, Mortgage NOT AVAILABLE
Oct 23, 2020	Special Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jun 18, 2020	Grant Deed, Transfer NOT AVAILABLE
Jun 12, 2020	Loan Modification, Mortgage NOT AVAILABLE
Dec 20, 2019	Grant Deed, Transfer · Line of Credit HIGH PLAINS BK
Oct 11, 2019	Trustee's Deed, Construction Loan · Line of Credit HIGH PLAINS BK
Sep 4, 2018	Trustee's Deed, Construction Loan · Line of Credit HIGH PLAINS BK
Aug 31, 2018	Grant Deed, Construction Loan · Line of Credit HIGH PLAINS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Prior Sale	Oct 23, 2020 · Amount on File
Deed Document Number	2026960264
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	1127 COTTONTAIL LN, WIGGINS, CO 80654-7922
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000941764
Date	Jul 14, 2022
Instrument	941764

Lender

Name	CANVAS CU
Type	Credit Union
Address	LITTLETON, CO 80166

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Jan 16, 2026
Property Address	1127 COTTONTAIL LN, WIGGINS, CO 80654-7922
Document Number	0000960264
Instrument Date	Jan 15, 2026
Instrument	960264
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	EQUITY TITLE OF NEVADA, EQUITY TITLE OF COLORADO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1127 COTTONTAIL LN, WIGGINS, CO 80654-7922

Mortgage

Document Number	0000960265
Date	Jan 16, 2026
Instrument	960265

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MORGAN CO
Property Address	1127 COTTONTAIL LN, WIGGINS, CO 80654-7922
Document Number	0000929040
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
Investor	Possibly a Property Investor

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Oct 23, 2020
Property Address	1127 COTTONTAIL LN, WIGGINS, CO 80654-7922
Document Number	0000928478
Instrument Date	Oct 20, 2020
Instrument	928478
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	UNIFIED TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1127 COTTONTAIL LN, WIGGINS, CO 80654-7922

Mortgage

Document Number	0000928479
Date	Oct 23, 2020
Instrument	928479

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORGAN CO
Recording Date	Jun 18, 2020
Property Address	1127 COTTONTAIL LN, WIGGINS, CO 80654-7922
Document Number	0000925677
Instrument Date	Jun 17, 2020
Instrument	925677
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
Investor	Possibly a Property Investor

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MORGAN CO
Property Address	1127 COTTONTAIL LN, WIGGINS, CO 80654-7922
Document Number	0000925908
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
Investor	Possibly a Property Investor

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORGAN CO
Recording Date	Dec 20, 2019
Property Address	1127 COTTONTAIL LN, WIGGINS, CO 80654-7922
Document Number	0000922520
Instrument Date	Dec 19, 2019
Instrument	922520
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819

Mortgage

Document Number	922522
Date	Dec 20, 2019
Instrument	922522

Lender

Name	HIGH PLAINS BK
Type	Bank
Address	WIGGINS, CO 80654

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Dec 19, 2021

Interest

Rate Type	Adjustable Rate

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MORGAN CO
Recording Date	Oct 11, 2019
Property Address	1127 COTTONTAIL LN, WIGGINS, CO 80654-7922
Instrument Date	Oct 11, 2019
Instrument	921225
Transaction Type	Construction Loan
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1035 37TH AVENUE CT GREELEY CO 806342513, GREELEY, CO 80634-2513

Mortgage

Document Number	0000921225
Date	Oct 11, 2019
Instrument	921225

Lender

Name	HIGH PLAINS BK
Type	Bank
Address	WIGGINS, CO 80654

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 10, 2020

Interest

Rate Type	Adjustable Rate

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MORGAN CO
Recording Date	Sep 4, 2018
Property Address	1127 COTTONTAIL LN, WIGGINS, CO 80654-7922
Instrument Date	Aug 30, 2018
Instrument	914060
Transaction Type	Construction Loan
Record Updated	Sep 12, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1035 37TH SATE AVENUE CT GREELEY CO 80634, GREELEY, CO 80634

Mortgage

Document Number	0000914060
Date	Sep 4, 2018
Instrument	914060

Lender

Name	HIGH PLAINS BK
Type	Bank
Address	WIGGINS, CO 80654

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 3, 2019

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MORGAN CO
Recording Date	Aug 31, 2018
Property Address	1127 COTTONTAIL LN, WIGGINS, CO 80654-7922
Instrument Date	Aug 30, 2018
Instrument	914045
Transaction Type	Construction Loan
Record Updated	Sep 11, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1035 37TH AVENUE CT GREELEY CO 806342513, GREELEY, CO 80634-2513

Mortgage

Document Number	0000914045
Date	Aug 31, 2018
Instrument	914045

Lender

Name	HIGH PLAINS BK
Type	Bank
Address	502 CENTRAL AVE, WIGGINS, CO 80654-8607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 30, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Municipality	Wiggins Town
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,192.00 (-7.02%)	$31,090 (-4.25%) Land $4,350 Building $26,740	$497,360 (+2.61%) Land $69,560 Building $427,800
2024	$3,433.00	$32,470 (-10.2%) Land $4,160 Building $28,310	$484,730 (-10.19%) Land $62,120 Building $422,610
2023	$3,433.00 (+14.82%)	$36,160 (+30.54%) Land $4,630 Building $31,530	$539,730 (+35.44%) Land $69,170 Building $470,560
2022	$2,990.00	$27,700 Land $4,030 Building $23,670	$398,500 Land $57,950 Building $340,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 60% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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