1122 Cottontail Ln, Wiggins, CO 80654 Property Records

Morgan County property record for 1122 Cottontail Ln, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,267 sqft · built 2020
Lot Size	0.171 acres (7,440 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Oct 2023)
Tax Bill	$2,046 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2020 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1223-221-04-015`

Property Details

APN / Parcel Number

Primary APN	`1223-221-04-015`
Alternative APN	`R021047`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,267 sqft Total Area
1st Floor Area	1,101 sqft
Basement Area	666 sqft
Unfinished Basement	666 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,440 sqft (0.171 acres)
Lot Dimensions	124 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1122 COTTONTAIL LN
City	WIGGINS
State	CO
Zip	80654-7922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD KIOWA PARK PD FILINGS 1 & 2 WI BLOCK 04 LOT 15
Legal Subdivision	KIOWA PARK PD FILINGS 1 & 2
Legal Block	4
Legal Lot Number	15
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1039
Census Tract	200

Owner

Source: Morgan County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1122 COTTONTAIL LN, WIGGINS, CO 80654-7922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Nov 12, 2020	Special Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jun 18, 2020	Grant Deed, Transfer NOT AVAILABLE
Dec 20, 2019	Grant Deed, Transfer · Line of Credit HIGH PLAINS BK
Oct 11, 2019	Trustee's Deed, Construction Loan · Line of Credit HIGH PLAINS BK
Sep 4, 2018	Trustee's Deed, Construction Loan · Line of Credit HIGH PLAINS BK
Aug 31, 2018	Grant Deed, Construction Loan · Line of Credit HIGH PLAINS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Nov 12, 2020 · Amount on Record
Deed Document Number	2023948682
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Oct 31, 2023
Property Address	1122 COTTONTAIL LN, WIGGINS, CO 80654-7922
Document Number	0000948682
Instrument Date	Oct 30, 2023
Instrument	948682
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 COTTONTAIL LN, WIGGINS, CO 80654-7922

Mortgage

Document Number	0000948683
Date	Oct 31, 2023
Instrument	948683

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0000948684
Date	Oct 31, 2023
Instrument	948684

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Nov 12, 2020
Property Address	1122 COTTONTAIL LN, WIGGINS, CO 80654-7922
Document Number	0000928860
Instrument Date	Nov 9, 2020
Instrument	928860
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	UNIFIED TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$27.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 COTTONWAIL LANE, WIGGINS, CO 80654-7922

Mortgage

Document Number	0000928861
Date	Nov 12, 2020
Instrument	928861

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORGAN CO
Recording Date	Jun 18, 2020
Property Address	1122 COTTONTAIL LN, WIGGINS, CO 80654-7922
Document Number	0000925677
Instrument Date	Jun 17, 2020
Instrument	925677
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
Investor	Possibly a Property Investor

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORGAN CO
Recording Date	Dec 20, 2019
Property Address	1122 COTTONTAIL LN, WIGGINS, CO 80654-7922
Document Number	0000922520
Instrument Date	Dec 19, 2019
Instrument	922520
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$96.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819

Mortgage

Document Number	922522
Date	Dec 20, 2019
Instrument	922522

Lender

Name	HIGH PLAINS BK
Type	Bank
Address	WIGGINS, CO 80654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Dec 19, 2021

Interest

Rate Type	Adjustable Rate

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MORGAN CO
Recording Date	Oct 11, 2019
Property Address	1122 COTTONTAIL LN, WIGGINS, CO 80654-7922
Instrument Date	Oct 11, 2019
Instrument	921225
Transaction Type	Construction Loan
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1035 37TH AVENUE CT GREELEY CO 806342513, GREELEY, CO 80634-2513

Mortgage

Document Number	0000921225
Date	Oct 11, 2019
Instrument	921225

Lender

Name	HIGH PLAINS BK
Type	Bank
Address	WIGGINS, CO 80654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 10, 2020

Interest

Rate Type	Adjustable Rate

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MORGAN CO
Recording Date	Sep 4, 2018
Property Address	1122 COTTONTAIL LN, WIGGINS, CO 80654-7922
Instrument Date	Aug 30, 2018
Instrument	914060
Transaction Type	Construction Loan
Record Updated	Sep 12, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1035 37TH SATE AVENUE CT GREELEY CO 80634, GREELEY, CO 80634

Mortgage

Document Number	0000914060
Date	Sep 4, 2018
Instrument	914060

Lender

Name	HIGH PLAINS BK
Type	Bank
Address	WIGGINS, CO 80654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 3, 2019

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MORGAN CO
Recording Date	Aug 31, 2018
Property Address	1122 COTTONTAIL LN, WIGGINS, CO 80654-7922
Instrument Date	Aug 30, 2018
Instrument	914045
Transaction Type	Construction Loan
Record Updated	Sep 11, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1035 37TH AVENUE CT GREELEY CO 806342513, GREELEY, CO 80634-2513

Mortgage

Document Number	0000914045
Date	Aug 31, 2018
Instrument	914045

Lender

Name	HIGH PLAINS BK
Type	Bank
Address	502 CENTRAL AVE, WIGGINS, CO 80654-8607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 30, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Municipality	Wiggins Town
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,046.00 (+3.86%)	$19,930 (+6.98%) Land $3,730 Building $16,200	$318,880 (+14.67%) Land $59,620 Building $259,260
2024	$1,970.00	$18,630 (-16.49%) Land $3,320 Building $15,310	$278,080 (-16.51%) Land $49,500 Building $228,580
2023	$1,970.00 (+8.12%)	$22,310 (+32.17%) Land $3,970 Building $18,340	$333,080 (+37.09%) Land $59,290 Building $273,790
2022	$1,822.00	$16,880 Land $3,450 Building $13,430	$242,970 Land $49,680 Building $193,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 63% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
NE Colorado Cellular Fixed Wireless	150 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cottontail Ln

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