Clay County property record for 1127 Cardinal Dr, Liberty, MO 64068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,622 sqft · built 1997 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $319,298 (Jul 2026) |
| Tax Bill | $3,120 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-416-00-07-071.00 |
| Primary APN | 15-416-00-07-071.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,622 sqft Living Area |
| Gross Area | 2,550 sqft |
| 1st Floor Area | 1,282 sqft |
| Basement Area | 468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 110 ft deep x 42 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1127 CARDINAL DR |
|---|---|
| City | LIBERTY |
| State | MO |
| Zip | 64068-8458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAY RIDGE 5TH PLAT LT 214 |
| Legal Range | 31W |
| Legal Township | 51N |
| Legal Section | 20 |
| Legal Subdivision | CLAY RIDGE 5TH |
| Legal Lot Number | 214 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 21601 |
Source: Clay County records, as of July 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1127 CARDINAL DR, LIBERTY, MO 64068-8458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 16, 2026 | Warranty Deed, Transfer · FHA Mortgage COMMUNITYAMERICA CREDIT UNION |
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Jul 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jun 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage PNC MORTGAGE LLC |
| Mar 5, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2026 · Amount on Record |
| Deed Sale | Jul 16, 2026 · Amount on Record |
| Prior Sale | Jul 22, 2025 · Amount on Record |
| Deed Document Number | 202619448 |
| Deed Book / Page | 10211 / 136 |
| Prior Transfer Date | Mar 2, 2020 |
| Prior Transfer Doc | 0000006848 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 16, 2026 |
| Property Address | 1127 CARDINAL DR, LIBERTY, MO 64068-8458 |
| Document Number | 0000019448 |
| Book / Page | 10211 / 136 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202619448 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | THOMSON AFFINITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1127 CARDINAL DR, LIBERTY, MO 64068-8458 |
| Investor | Possibly a Property Investor |
| Document Number | 0000019527, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 10212/63 |
| Instrument | 202619527 |
| Name | COMMUNITYAMERICA CREDIT UNION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1127 CARDINAL DR, LIBERTY, MO 64068-8458 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1127 CARDINAL DR, LIBERTY, MO 64068-8458 |
| Document Number | 0000054151 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 9262/138 |
| Instrument | 2021054151 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 22, 2025 |
| Property Address | 1127 CARDINAL DR, LIBERTY, MO 64068-8458 |
| Document Number | 0000018111 |
| Book / Page | 9978 / 29 |
| Instrument Date | Jul 16, 2025 |
| Instrument | 2025018111 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | SECURITY FIRST TITLE, SECURITY 1ST TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1127 CARDINAL DR, LIBERTY, MO 64068-8458 |
| Document Number | 0000018260 |
|---|---|
| Date | Jul 22, 2025 |
| Instrument | 2025018260 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1127 CARDINAL DR, LIBERTY, MO 64068-8458 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020986 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 7991/104 |
| Instrument | 2017020986 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Mar 5, 2020 |
| Property Address | 1127 CARDINAL DR, LIBERTY, MO 64068-8458 |
| Document Number | 0000006848 |
| Book / Page | 8619 / 139 |
| Instrument Date | Mar 2, 2020 |
| Instrument | 2020006848 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | PLATINUM TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1127 CARDINAL DR, LIBERTY, MO 64068-8458 |
| Document Number | 0000006849 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 2020006849 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Liberty City |
| Unified School District | Liberty 53 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,120.00 (+7.36%) | $43,420 (+14.9%) | $228,526 (+14.9%) |
| 2024 | $2,906.00 (-1.66%) | ||
| 2023 | $2,955.00 (+18.39%) | $37,790 | $198,894 |
| 2019 | $2,496.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 5 serves 1,191 people · EPA ID MO1024145 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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