Clay County property record for 1122 Cardinal Dr, Liberty, MO 64068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,245 sqft · built 1998 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,255 (2025) |
| Deeds & Mortgages | Mar 2025 Line of Credit Oct 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-416-00-07-075.00 |
| Primary APN | 15-416-00-07-075.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,245 sqft Living Area |
| Gross Area | 2,370 sqft |
| 1st Floor Area | 1,245 sqft |
| Basement Area | 525 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 110 ft deep x 30 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1122 CARDINAL DR |
|---|---|
| City | LIBERTY |
| State | MO |
| Zip | 64068-8477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAY RIDGE 5TH PLAT LT 218 |
| Legal Range | 31W |
| Legal Township | 51N |
| Legal Section | 20 |
| Legal Subdivision | CLAY RIDGE 5TH |
| Legal Lot Number | 218 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 21601 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1122 CARDINAL DR, LIBERTY, MO 64068-8477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 12, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 27, 2020 | Warranty Deed, Transfer KANSAS CITY TITLE INC |
| May 9, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2020 |
| Deed Sale | Oct 27, 2020 |
| Prior Sale | May 9, 2018 · Amount on Record |
| Deed Document Number | 202040757 |
| Deed Book / Page | 8847 / 81 |
| Prior Transfer Date | Apr 18, 2006 |
| Prior Transfer Doc | 0000012680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1122 CARDINAL DR, LIBERTY, MO 64068-8477 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN STLMT SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 1122 CARDINAL DR, LIBERTY, MO 64068-8477 |
| Document Number | 0000005353 |
|---|---|
| Date | Mar 12, 2025 |
| Book Page | 9897/45 |
| Instrument | 2025005353 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 15, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Oct 27, 2020 |
| Property Address | 1122 CARDINAL DR, LIBERTY, MO 64068-8477 |
| Document Number | 0000040757 |
| Book / Page | 8847 / 81 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 2020040757 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | KANSAS CITY TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1122 CARDINAL DR, LIBERTY, MO 64068-8477 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | May 9, 2018 |
| Property Address | 1122 CARDINAL DR, LIBERTY, MO 64068-8477 |
| Document Number | 0000014775 |
| Book / Page | 8194 / 166 |
| Instrument Date | May 4, 2018 |
| Instrument | 2018014775 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | THOMSON AFFINITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1122 CARDINAL DR, LIBERTY, MO 64068-8477 |
| Document Number | 0000014776 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 2018014776 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Liberty City |
| Unified School District | Liberty 53 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,255.00 (+5.58%) | $45,300 (+14.89%) | $238,421 (+14.89%) |
| 2023 | $3,083.00 (+24.67%) | $39,430 | $207,526 |
| 2019 | $2,473.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 5 serves 1,191 people · EPA ID MO1024145 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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