1127 Arrowhead Rd, Monterey, TN 38574 Property Records

Putnam County property record for 1127 Arrowhead Rd, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,104 sqft · built 2023
Lot Size	4.3 acres (187,308 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,900 (Jun 2024)
Tax Bill	$2,260 (2025)
Deeds & Mortgages	Nov 2025 Transfer May 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`071123 12700`

Property Details

APN / Parcel Number

Primary APN	`071123 12700`
Alternative APN	`123 12700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,104 sqft Living Area
1st Floor Area	2,104 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	187,308 sqft (4.3 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1127 ARROWHEAD RD
City	MONTEREY
State	TN
Zip	38574-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M03
Legal Subdivision	CUMBERLAND COVE
Legal Block	37
Legal Lot Number	2
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	3
Census Block	3048
Census Tract	100

Owner

Source: Putnam County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1127 ARROWHEAD RD, MONTEREY, TN 38574-2002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Intrafamily Transfer, Transfer PARAMOUNT TITLE SERVICES LLC
May 9, 2023	Warranty Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	Nov 1, 2007 · Amount on Record
Deed Document Number	2024299192
Deed Book / Page	1547 / 485
Last Transfer Date	Nov 12, 2025
Transfer Doc	0000165841
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM TN
Recording Date	Nov 13, 2025
Property Address	1127 ARROWHEAD RD, MONTEREY, TN 38574-2002
Document Number	0000165841
Book / Page	1658 / 41
Map Reference	CAB B SL 28
Instrument Date	Nov 12, 2025
Instrument	317839
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	PARAMOUNT TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1127 ARROWHEAD RD, MONTEREY, TN 38574-2002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 ARROWHEAD RD, MONTEREY, TN 38574-2002

May 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	May 9, 2023
Property Address	1127 ARROWHEAD RD, MONTEREY, TN 38574-2002
Document Number	0001475126
Book / Page	1475 / 126
Map Reference	CAB B SL 28
Instrument Date	Apr 28, 2023
Instrument	286408
Transaction Type	Construction Loan
Record Updated	Apr 18, 2024

Transaction

Amount	Amount Recorded
Tax	$162.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 MAXWELL RD, LIVINGSTON, TN 38570-9801

Mortgage

Document Number	0000286409
Date	May 9, 2023
Instrument	286409

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 28, 2024

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,260.00	$84,950 (-) Land $7,875 Building $77,075
2024	$2,260.00 (+1,058.97%)	$84,950 (+978.73%) Land $7,875 Building $77,075
2023		$7,875 Land $7,875
2022	$195.00
2021			$339,800 Land $31,500 Building $308,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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