1105 Arrowhead Rd, Monterey, TN 38574 Property Records

Putnam County property record for 1105 Arrowhead Rd, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 2001
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$143,900 (Sep 2019)
Tax Bill	$1,019 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071123 12200`

Property Details

APN / Parcel Number

Primary APN	`071123 12200`
Alternative APN	`123 12200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling
Garage Type	Detached - Unfinished
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1105 ARROWHEAD RD
City	MONTEREY
State	TN
Zip	38574-7242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M03
Legal Subdivision	CUMBERLAND COVE
Legal Block	36
Legal Lot Number	2
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	3
Census Block	3050
Census Tract	100

Owner

1105 Arrowhead Rd is owned and occupied by two individuals who bought it in September 2019.

Source: Putnam County records, as of January 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1105 ARROWHEAD RD, MONTEREY, TN 38574-7242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 13, 2018	Grant Deed, Transfer · VA Mortgage MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Prior Sale	Jul 13, 2018 · Amount on File
Deed Document Number	230869
Deed Book / Page	1146 / 101
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Sep 16, 2019
Property Address	1105 ARROWHEAD RD, MONTEREY, TN 38574-7242
Document Number	RB1146101
Book / Page	001146 / 000101
Instrument Date	Sep 12, 2019
Instrument	230869
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$532.43
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1105 ARROWHEAD RD MONTEREY TN 385747242, MONTEREY, TN 38574-7242

Mortgage

Document Number	RB1146103
Date	Sep 16, 2019
Book Page	001146/000103
Instrument	230870

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM TN
Recording Date	Jul 13, 2018
Property Address	1105 ARROWHEAD RD, MONTEREY, TN 38574-7242
Document Number	RB1068413
Book / Page	001068 / 000413
Instrument Date	Jul 11, 2018
Instrument	215796
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	LOONEY AND CHADWELL TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1105 ARROWHEAD DR MONTEREY TN 38574, MONTEREY, TN 38574

Mortgage

Document Number	RB1068416
Date	Jul 13, 2018
Book Page	001068/000416
Instrument	215797

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1105 Arrowhead Rd was $1,019.

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,019.00	$38,300 Land $7,500 Building $30,800
2023		$38,300 Land $7,500 Building $30,800
2022	$947.00
2021			$153,200 Land $30,000 Building $123,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1105 Arrowhead Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1105 Arrowhead Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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