1126 Rutledge Ave, Cincinnati, OH 45205 Property Records

Hamilton County property record for 1126 Rutledge Ave, Cincinnati, OH 45205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,995 sqft · built 1930
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on Record
Last Sale	$28,000 (Oct 2015)
Tax Bill	$2,466 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`179-0077-0405-00`

Property Details

APN / Parcel Number

Primary APN	`179-0077-0405-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,995 sqft Living Area
1st Floor Area	1,020 sqft
2nd Floor Area	975 sqft
Basement Area	1,020 sqft

Exterior

Year Built	Built 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1126 RUTLEDGE AVE
City	CINCINNATI
State	OH
Zip	45205-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1126 RUTLEDGE AVE 40 X 140 LOT 68 HERMAN ELSAESSER REALTY CO 2ND SUB
Legal Subdivision	REALTY CO 2ND SUB
Legal Lot Number	68
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4003
Census Tract	9700

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1126 RUTLEDGE AVE, CINCINNATI, OH 45205-1532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit LCNB NATIONAL BANK
Jul 23, 2021	Deed of Trust, Mortgage CINCINNATI FSLA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2015 · Amount on Record
Deed Sale	Oct 22, 2015 · Amount on Record
Prior Sale	Sep 1, 2015
Deed Document Number	359058
Deed Book / Page	013024 / 000608
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1126 RUTLEDGE AVE, CINCINNATI, OH 45205-1532
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004343
Date	Jan 20, 2026
Book Page	15585/277
Instrument	2026-0004343

Lender

Name	LCNB NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1126 RUTLEDGE AVE, CINCINNATI, OH 45205-1532
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090009
Date	Jul 23, 2021
Book Page	14465/1409
Instrument	2021-0090009

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,466.00 (-1.79%)	$39,925 (-) Land $4,470 Building $35,455
2024	$2,511.00 (+2.7%)	$39,925 (-) Land $4,470 Building $35,455
2023	$2,445.00 (+89.1%)	$39,925 (+122.52%) Land $4,470 Building $35,455	$114,070 (+122.53%) Land $12,770 Building $101,300
2022	$1,293.00 Homeowner's exemption	$17,942 Land $4,442 Building $13,500
2020			$51,260 Land $12,690 Building $38,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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