1114 Rutledge Ave, Cincinnati, OH 45205 Property Records

Hamilton County property record for 1114 Rutledge Ave, Cincinnati, OH 45205

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,672 sqft · built 1935
Lot Size0.186 acres (8,102 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Jan 2008)
Tax Bill$2,651 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Aug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN179-0077-0060-00

Property Details

APN / Parcel Number

Primary APN179-0077-0060-00
Alternative APN
  • 17898840

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,672 sqft Living Area
Gross Area2,563 sqft
1st Floor Area836 sqft
2nd Floor Area836 sqft
Basement Area891 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area8,102 sqft (0.186 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeBasement
Garage Area1 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area163 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address1114 RUTLEDGE AVE
CityCINCINNATI
StateOH
Zip45205-1532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal DescriptionRUTLEDGE AVE 60.01 X 140 IRR LOT 65 PT 66 HERMAN ELSASSER REALTY CO 2ND SUB PARS 60-402 CONS
Legal SubdivisionHERMAN ELSASSER REALTY CO 2ND SUB
Legal Lot Number65
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group4
Census Block4003
Census Tract9700

Owner

Source: Hamilton County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1868 BERRANCHER DR, COLUMBUS, OH 43228-3877
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Deed of Trust, Mortgage · Line of Credit
VELOCITY COMMERCIAL CAPITAL LLC
Aug 26, 2026Deed of Trust, Mortgage · Line of Credit
VELOCITY COMMERCIAL CAPITAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2008 · Amount on Record
Deed SaleJan 10, 2008 · Amount on Record
Prior SaleOct 29, 2007 · Amount on Record
Deed Document Number20084575
Deed Book / Page10744 / 1514
Prior Transfer DateSep 13, 2007
Prior Transfer Doc0000154547
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateJun 2, 2026
Property Address1114 RUTLEDGE AVE, CINCINNATI, OH 45205-1532
Document Number0000043100
Book / Page15678 / 1625
Instrument DateMay 22, 2026
Instrument202643100
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2610 PANCOAST AVE, CINCINNATI, OH 45211-7815

Mortgage

Document Number0000043100,
DateJun 2, 2026
Book Page15678/1625
Instrument202643100
Lender
NameVELOCITY COMMERCIAL CAPITAL LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.23%
Max Rate-1%

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateAug 26, 2026
Property Address1114 RUTLEDGE AVE, CINCINNATI, OH 45205-1532
Document Number0000070085
Book / Page15737 / 1941
Instrument DateMay 22, 2026
Instrument202670085
Transaction TypeMortgage
Record UpdatedSep 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2610 PANCOAST AVE, CINCINNATI, OH 45211-7815

Mortgage

Document Number0000070085,
DateAug 26, 2026
Book Page15737/1941
Instrument202670085
Lender
NameVELOCITY COMMERCIAL CAPITAL LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,651.00 (+0.15%)$41,601 (-) Land $5,390 Building $36,211$118,860 (-) Land $15,400 Building $103,460
2024$2,647.00 (-0.19%)$41,601 (-) Land $5,390 Building $36,211
2023$2,652.00 (+93.86%)$41,601 (+116.93%) Land $5,390 Building $36,211$118,860 (+116.94%) Land $15,400 Building $103,460
2022$1,368.00$19,177 Land $5,390 Building $13,787
2020$54,790 Land $15,400 Building $39,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimSep 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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