Hamilton County property record for 1114 Rutledge Ave, Cincinnati, OH 45205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,672 sqft · built 1935 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Jan 2008) |
| Tax Bill | $2,651 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-0077-0060-00 |
| Primary APN | 179-0077-0060-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,672 sqft Living Area |
| Gross Area | 2,563 sqft |
| 1st Floor Area | 836 sqft |
| 2nd Floor Area | 836 sqft |
| Basement Area | 891 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 8,102 sqft (0.186 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Basement |
| Garage Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 163 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1114 RUTLEDGE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45205-1532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | RUTLEDGE AVE 60.01 X 140 IRR LOT 65 PT 66 HERMAN ELSASSER REALTY CO 2ND SUB PARS 60-402 CONS |
| Legal Subdivision | HERMAN ELSASSER REALTY CO 2ND SUB |
| Legal Lot Number | 65 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 9700 |
Source: Hamilton County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1868 BERRANCHER DR, COLUMBUS, OH 43228-3877 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit VELOCITY COMMERCIAL CAPITAL LLC |
| Aug 26, 2026 | Deed of Trust, Mortgage · Line of Credit VELOCITY COMMERCIAL CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2008 · Amount on Record |
| Deed Sale | Jan 10, 2008 · Amount on Record |
| Prior Sale | Oct 29, 2007 · Amount on Record |
| Deed Document Number | 20084575 |
| Deed Book / Page | 10744 / 1514 |
| Prior Transfer Date | Sep 13, 2007 |
| Prior Transfer Doc | 0000154547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 2, 2026 |
| Property Address | 1114 RUTLEDGE AVE, CINCINNATI, OH 45205-1532 |
| Document Number | 0000043100 |
| Book / Page | 15678 / 1625 |
| Instrument Date | May 22, 2026 |
| Instrument | 202643100 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2610 PANCOAST AVE, CINCINNATI, OH 45211-7815 |
| Document Number | 0000043100, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 15678/1625 |
| Instrument | 202643100 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 26, 2026 |
| Property Address | 1114 RUTLEDGE AVE, CINCINNATI, OH 45205-1532 |
| Document Number | 0000070085 |
| Book / Page | 15737 / 1941 |
| Instrument Date | May 22, 2026 |
| Instrument | 202670085 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2610 PANCOAST AVE, CINCINNATI, OH 45211-7815 |
| Document Number | 0000070085, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 15737/1941 |
| Instrument | 202670085 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,651.00 (+0.15%) | $41,601 (-) Land $5,390 Building $36,211 | $118,860 (-) Land $15,400 Building $103,460 |
| 2024 | $2,647.00 (-0.19%) | $41,601 (-) Land $5,390 Building $36,211 | |
| 2023 | $2,652.00 (+93.86%) | $41,601 (+116.93%) Land $5,390 Building $36,211 | $118,860 (+116.94%) Land $15,400 Building $103,460 |
| 2022 | $1,368.00 | $19,177 Land $5,390 Building $13,787 | |
| 2020 | $54,790 Land $15,400 Building $39,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Sep 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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