1126 Ray Rd SE, Roanoke, VA 24014 Property Records

Roanoke City property record for 1126 Ray Rd SE, Roanoke, VA 24014

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,150 sqft · built 1940
Lot Size0.301 acres (13,107 sqft)
OwnerCompany Name on File
Tax Bill$2,016 (2026)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN438-0524

Property Details

APN / Parcel Number

Primary APN438-0524

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,150 sqft Finished Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,107 sqft (0.301 acres)
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area212 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1126 RAY RD SE
CityROANOKE
StateVA
Zip24014-4338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionACREAGE GARDEN CITY
JurisdictionROANOKE CITY VA
Township / Civil DivisionROANOKE
Census Block Group2
Census Block2002
Census Tract2800

Owner

Source: Roanoke City records, as of March 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address404 WALNUT AVE SE, ROANOKE, VA 24014-1206
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 8, 2006
Transfer Doc0000007843
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE CITY VA
Property Address1126 RAY RD SE, ROANOKE, VA 24014-4338
Document Number0000004353
Instrument DateMar 29, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address404 WALNUT AVE SE #B ROANOKE VA 240141206, B, ROANOKE, VA 24014-1206

Mortgage

Document Number0000004353
DateMar 29, 2017
Book Page002917/000123
Instrument4353
Lender
NameAMERICAN NAT'L BK
TypeBank
AddressROANOKE, VA 24018
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Roanoke City assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRoanoke City
Unified School DistrictRoanoke City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,016.00 (+29.31%)$165,300 (+29.34%) Land $39,600 Building $125,700$165,300 (+29.34%) Land $39,600 Building $125,700
2023$1,559.00$127,800 Land $27,500 Building $100,300$127,800 Land $27,500 Building $100,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims8 (1985–2018)
Claims Outside the SFHA3 of 8
Most Recent ClaimOct 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN VIRGINIA WATER AUTHORITY
serves 182,700 people · EPA ID VA2770900
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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