Roanoke City property record for 1109 Ray Rd SE, Roanoke, VA 24014
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 696 sqft · built 1943 |
| Lot Size | 0.238 acres (10,389 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,950 (Jul 2026) |
| Tax Bill | $1,479 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 429-0210 |
| Primary APN | 429-0210 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 696 sqft Finished Area |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,389 sqft (0.238 acres) |
| Porch | Porch |
| Porch Area | 45 sqft |
| Cooling System | None |
|---|---|
| Heating System | Gravity Furnace |
| Street Address | 1109 RAY RD SE |
|---|---|
| City | ROANOKE |
| State | VA |
| Zip | 24014-4337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | LOT 11 C R CLARK |
| Legal Subdivision | GARDEN CITY FARMS |
| Legal Lot Number | 11 |
| Jurisdiction | ROANOKE CITY VA |
| Township / Civil Division | ROANOKE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 2800 |
Source: Roanoke City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1109 RAY RD SE, ROANOKE, VA 24014-4337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed, Transfer · Conventional Mortgage TRUST BANK |
| Feb 15, 2022 | Bargain and Sale Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on Record |
| Deed Sale | Jul 9, 2026 · Amount on Record |
| Prior Sale | Feb 15, 2022 · Amount on Record |
| Deed Document Number | 20266560 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROANOKE CITY VA |
| Recording Date | Jul 9, 2026 |
| Property Address | 1109 RAY RD SE, ROANOKE, VA 24014-4337 |
| Document Number | 0000006560 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 20266560 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,457.95 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1109 RAY RD SE, ROANOKE, VA 24014-4337 |
| Document Number | 0000006561, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 20266561 |
| Name | TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROANOKE CITY VA |
| Recording Date | Feb 15, 2022 |
| Property Address | 1109 RAY RD SE, ROANOKE, VA 24014-4337 |
| Document Number | 0000001925 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 220001925 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1109 RAY RD SE, ROANOKE, VA 24014-4337 |
| Document Number | 0000001926 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 220001926 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Roanoke City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Roanoke City |
| Unified School District | Roanoke City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,479.00 (+32.88%) | $121,300 (+32.86%) Land $36,000 Building $85,300 | $121,300 (+32.86%) Land $36,000 Building $85,300 |
| 2023 | $1,113.00 | $91,300 Land $25,000 Building $66,300 | $91,300 Land $25,000 Building $66,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 8 (1985–2018) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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