1126 N 13th St, Waco, TX 76707 Property Records

McLennan County property record for 1126 N 13th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1910
Lot Size	0.17 acres (7,400 sqft)
Owner	Individual Name on File
Tax Bill	$2,899 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-036700-000700-5`

Property Details

APN / Parcel Number

Primary APN	`48-036700-000700-5`
Alternative APNs	`4803670000070050111` `188915`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft
Flooring	Wood

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1965
Exterior Material	Wood
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	7,400 sqft (0.17 acres)
Lot Dimensions	148 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	384 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	1126 N 13TH ST
City	WACO
State	TX
Zip	76707-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SANGER SUB LOT 7 BLOCK 31 ACRES .1699
Legal Subdivision	SANGER SUB
Legal Block	31
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1016
Census Tract	1200

Owner

1126 N 13th St is owned and occupied by an individual who acquired it in July 2026.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1126 N 13TH ST, WACO, TX 76707-3130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 4, 2025	Vendor's Lien, Transfer · Line of Credit ALLIANCE BANK CENTRAL TEXAS
May 25, 2022	Vendor's Lien, Transfer · Commercial Mortgage SCF JAKE LP
May 24, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
May 11, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026
Deed Sale	Jul 2, 2026
Prior Sale	Jun 4, 2025 · Amount on File
Deed Document Number	202621112
Prior Transfer Date	Aug 22, 2005
Prior Transfer Doc	0000032834
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 2, 2026
Property Address	1126 N 13TH ST, WACO, TX 76707-3130
Document Number	0000021112
Instrument Date	Jun 29, 2026
Instrument	202621112
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 N 13TH ST, WACO, TX 76707-3130

June 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 4, 2025
Property Address	1126 N 13TH ST, WACO, TX 76707-3130
Document Number	0000016891
Map Reference	VOL 254 PG 413
Instrument Date	Jun 4, 2025
Instrument	2025016891
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	FTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	926 DUNKIRK LN, ARLINGTON, TX 76017-6559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8248 TEAKWOOD DR, WOODWAY, TX 76712-2426

Mortgage

Document Number	0000016892
Date	Jun 4, 2025
Instrument	2025016892

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 4, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 25, 2022
Property Address	1126 N 13TH ST, WACO, TX 76707-3130
Document Number	0000021074
Map Reference	VOL 254 PG 413
Instrument Date	May 19, 2022
Instrument	2022021074
Transaction Type	Transfer
Record Updated	Jun 7, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 DUAKIRK LN, ARLINGTON, TX 76017-6559

Mortgage

Document Number	0000021075
Date	May 25, 2022
Instrument	2022021075

Lender

Name	SCF JAKE LP
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 24, 2022
Property Address	1126 N 13TH ST, WACO, TX 76707-3130
Document Number	0000020985
Map Reference	VOL 254 PG 413
Instrument Date	May 18, 2022
Instrument	2022020985
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1126 N 13TH ST, 1126, WACO, TX 76707-3130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 S MAIN ST STE 251, 251, FORT WORTH, TX 76104-3534
Investor	Possibly a Property Investor

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 11, 2020
Property Address	1126 N 13TH ST, WACO, TX 76707-3130
Document Number	0000015012
Instrument Date	May 8, 2020
Instrument	15012
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 154993 WACO TX 767154993, WACO, TX 76715-4993

Tax Assessment & Valuation

The 2025 property tax bill for 1126 N 13th St was $2,899, down 6.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,361 (+1.09%) Land $23,828 Building $106,533	$130,361 (+1.09%) Land $23,828 Building $106,533
2025	$2,899.00 (-6.78%)	$128,950 Land $21,680 Building $107,270	$128,950 Land $21,680 Building $107,270
2024	$3,110.00
2023		$131,620 Land $21,680 Building $109,940	$131,620 Land $21,680 Building $109,940
2022	$2,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1126 N 13th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1126 N 13th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

Nearby Properties on N 13th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures