1124 N 13th St, Waco, TX 76707 Property Records

McLennan County property record for 1124 N 13th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,136 sqft · built 2020
Lot Size	0.156 acres (6,808 sqft)
Owner	2 Individual Names on File
Last Sale	$231,420 (May 2024)
Tax Bill	$2,637 (2025)
Deeds & Mortgages	May 2024 Mortgage Jun 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-036700-000600-9`

Property Details

APN / Parcel Number

Primary APN	`48-036700-000600-9`
Alternative APNs	`4803670000060090101` `188914`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,808 sqft (0.156 acres)
Lot Dimensions	148 ft deep x 46 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1124 N 13TH ST
City	WACO
State	TX
Zip	76707-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SANGER SUB LOT 6 BLOCK 31 ACRES .1563
Legal Subdivision	SANGER SUB
Legal Block	31
Legal Lot Number	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1016
Census Tract	1200

Owner

1124 N 13th St is owned and occupied by two individuals who bought it in May 2024.

Source: McLennan County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1124 N 13TH ST, WACO, TX 76707-3130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Vendor's Lien, Transfer · Conventional Mortgage NEWREZ LLC
Jun 15, 2022	Intrafamily Transfer, Transfer
Feb 10, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 1, 2019	Loan Modification, Mortgage · Line of Credit SIMMONS BK
Oct 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2024 · Amount on File
Deed Sale	May 2, 2024 · Amount on File
Prior Sale	Jun 15, 2022
Deed Document Number	202413107
Prior Transfer Date	Jul 28, 2016
Prior Transfer Doc	0000029973
Record Updated	Oct 29, 2026

May 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 2, 2024
Property Address	1124 N 13TH ST, WACO, TX 76707-3130
Document Number	0000013107
Map Reference	VOL 254 PG 413
Instrument Date	May 1, 2024
Instrument	2024013107
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 N 13TH ST, WACO, TX 76707-3130

Mortgage

Document Number	0000013108
Date	May 2, 2024
Instrument	2024013108

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	Jun 15, 2022
Property Address	1124 N 13TH ST, WACO, TX 76707-3130
Document Number	0000024609
Instrument Date	Jun 15, 2022
Instrument	2022024609
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6247 RINCON WAY, DALLAS, TX 75214-2038

February 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 10, 2021
Property Address	1124 N 13TH ST, WACO, TX 76707-3130
Document Number	0000005215
Map Reference	VOL 254 PG 413
Instrument Date	Feb 5, 2021
Instrument	2021005215
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14643 DALLAS PKWY # 1050, 14643, DALLAS, TX 75254-8800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 S WIESER ST, HAMILTON, TX 76531-2361

Mortgage

Document Number	0000005216
Date	Feb 10, 2021
Instrument	2021005216

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Recording Date	Nov 1, 2019
Property Address	1124 N 13TH ST, WACO, TX 76707-3130
Instrument Date	Nov 1, 2019
Instrument	36694
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4835 LYNDON B JOHNSON FWY #700 DALLAS TX 752446072, 700, DALLAS, TX 75244-6072
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036694
Date	Nov 1, 2019
Instrument	36694

Lender

Name	SIMMONS BK
Address	PO BOX 7009, PINE BLUFF, AR 71611-7009

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 15, 2019
Property Address	1124 N 13TH ST, WACO, TX 76707-3130
Document Number	0000034493
Instrument Date	Oct 11, 2019
Instrument	34493
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14643 DALLAS PKWY #1050 DALLAS TX 752548800, 1050, DALLAS, TX 75254-8800

Tax Assessment & Valuation

The 2025 property tax bill for 1124 N 13th St was $2,637 with a homeowner's exemption, down 45.5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,438 (+0.44%) Land $22,807 Building $177,631	$200,438 (+0.44%) Land $22,807 Building $177,631
2025	$2,637.00 (-45.52%) Homeowner's exemption	$199,560 Land $20,700 Building $178,860	$199,560 Land $20,700 Building $178,860
2024	$4,840.00
2023		$205,920 Land $20,700 Building $185,220	$205,920 Land $20,700 Building $185,220
2022	$4,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1124 N 13th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1124 N 13th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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