1126 Ardsley Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1126 Ardsley Rd, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,676 sqft · built 1925
Lot Size0.152 acres (6,660 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Jan 2020)
Tax Bill$7,675 (2026)
Deeds & MortgagesJan 2020 Sale & Mortgage
Feb 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 40.77-1-43

Property Details

APN / Parcel Number

Primary APN421500 40.77-1-43
Alternative APN
  • 150004007700010430000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,676 sqft Living Area
1st Floor Area769 sqft
2nd Floor Area648 sqft
Upper Floors Area259 sqft
AtticAttic
Attic Area259 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleColonial
Exterior MaterialWood
Lot Area6,660 sqft (0.152 acres)
Lot Dimensions148 ft deep x 45 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area250 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1126 ARDSLEY RD
CitySCHENECTADY
StateNY
Zip12308-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD AND GARAGE
Legal Block1
Legal Lot Number43.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4003
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1126 ARDSLEY RD, SCHENECTADY, NY 12308-2607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2020Grant Deed, Transfer · Conventional Mortgage
AVI-AJ ENT LLC
Feb 19, 2019Grant Deed, Transfer
BRUCE DISTEFANO
Oct 15, 2018Trustee's Deed, Foreclosure
ADVANTAGE FORECLOSURE SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2020 · Amount on Record
Deed SaleJan 21, 2020 · Amount on Record
Prior SaleFeb 19, 2019 · Amount on Record
Deed Document Number20202313
Deed Book / Page2028 / 685
Prior Transfer DateJul 6, 2018
Prior Transfer Doc0000045596
Record UpdatedOct 29, 2026

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateJan 21, 2020
Property Address1126 ARDSLEY RD, SCHENECTADY, NY 12308-2607
Document Number0000002313
Book / Page002028 / 000684
Instrument DateJan 15, 2020
Instrument2313
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 ELMER AVE SCHENECTADY NY 123083323, SCHENECTADY, NY 12308-3323

Mortgage

Document Number2314
DateJan 21, 2020
Book Page004967/000274
Instrument2314
Lender
NameAVI-AJ ENT LLC
Address1309 BELMONT AVE, SCHENECTADY, NY 12308-2105
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 19, 2019
Property Address1126 ARDSLEY RD, SCHENECTADY, NY 12308-2607
Document Number0000007177
Book / Page002005 / 000754
Instrument DateJan 10, 2019
Instrument7177
Transaction TypeTransfer
Record UpdatedMar 8, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1309 BELMONT AVE SCHENECTADY NY 123082105, SCHENECTADY, NY 12308-2105

Mortgage

Document Number7179
DateFeb 19, 2019
Book Page004895/000536
Instrument7179
Lender
NameBRUCE DISTEFANO
Agreement
AmountAmount Recorded

October 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateOct 15, 2018
Property Address1126 ARDSLEY RD, SCHENECTADY, NY 12308-2607
Document Number0000045596
Book / Page001997 / 000914
Instrument DateJul 6, 2018
Instrument45596
Transaction TypeForeclosure
Record UpdatedOct 30, 2018
Title CompanyADVANTAGE FORECLOSURE SERVICES INC

Transaction

AmountAmount Recorded
Tax$310.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5016 PARKWAY PLAZA BOULEVARD BUILDI CHARLOTTE NC 28217, CHARLOTTE, NC 28217

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,675.00 (+1.72%)
2025$7,545.00 (+4.36%)$151,800 (-) Land $22,800 Building $129,000$251,366 (+30.82%) Land $37,755 Building $213,611
2023$151,800 (-) Land $22,800 Building $129,000$192,152 (+3.8%) Land $28,861 Building $163,291
2022$151,800 Land $22,800 Building $129,000$185,122 Land $27,805 Building $157,317
2021$7,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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