1118 Ardsley Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1118 Ardsley Rd, Schenectady, NY 12308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,410 sqft · built 1915
Lot Size	0.152 acres (6,660 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Nov 2020)
Tax Bill	$7,861 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 40.77-1-45`

Property Details

APN / Parcel Number

Primary APN	`421500 40.77-1-45`
Alternative APN	`150004007700010450000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,410 sqft Living Area
1st Floor Area	1,032 sqft
2nd Floor Area	1,032 sqft
Upper Floors Area	346 sqft
Attic	Attic
Attic Area	346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,660 sqft (0.152 acres)
Lot Dimensions	148 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Slab
Porch Area	422 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1118 ARDSLEY RD
City	SCHENECTADY
State	NY
Zip	12308-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	2 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	45.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4003
Census Tract	20500

Owner

1118 Ardsley Rd is owned and occupied by an individual who bought it in November 2020.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1118 ARDSLEY RD, SCHENECTADY, NY 12308-2607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Prior Sale	Apr 30, 2001 · Amount on File
Deed Document Number	202034165
Deed Book / Page	2044 / 905
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 4, 2020
Property Address	1118 ARDSLEY RD, SCHENECTADY, NY 12308-2607
Document Number	0000034165
Book / Page	002044 / 000905
Instrument Date	Oct 23, 2020
Instrument	34165
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11408 JAMES CT JAMAICA NY 114341016, JAMAICA, NY 11434-1016

Mortgage

Document Number	34166
Date	Nov 4, 2020
Book Page	005036/000255
Instrument	34166

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1118 Ardsley Rd was $7,861 with a homeowner's exemption, up 2.4% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,861.00 (+2.44%) Homeowner's exemption
2025	$7,674.00	$166,500 Land $29,600 Building $136,900	$275,708 Land $49,015 Building $226,693
2023		$166,500 (-) Land $29,600 Building $136,900	$210,759 (+3.8%) Land $37,468 Building $173,291
2022		$166,500 Land $29,600 Building $136,900	$203,049 Land $36,098 Building $166,951
2021	$7,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1118 Ardsley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1118 Ardsley Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20