11255 River Rd, Ridgely, MD 21660 Property Records

Caroline County property record for 11255 River Rd, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,498 sqft · built 1967
Lot Size	6.5 acres (283,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Apr 2017)
Tax Bill	$4,280 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-009321`

Property Details

APN / Parcel Number

Primary APN	`07-009321`
Alternative APNs	`7009321` `009321`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,498 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	283,140 sqft (6.5 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	340 sqft
Shed	1 Shed
Shed Area	1,392 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	009321
Street Address	11255 RIVER RD
City	RIDGELY
State	MD
Zip	21660-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	6.5 AC E/S RIVER RD NW OF DENTON
Legal Subdivision	T L DAY & CO
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	1
Census Block	1055
Census Tract	955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11255 RIVER RD, RIDGELY, MD 21660-1822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 24, 2017	Grant Deed, Transfer · Conventional with PMI STONEGATE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2017 · Amount on Record
Deed Sale	Apr 27, 2017 · Amount on Record
Prior Sale	Nov 15, 2011 · Amount on Record
Deed Document Number	20171254-342
Deed Book / Page	1254 / 342
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	11255 RIVER RD, RIDGELY, MD 21660-1822
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	REAL ESTATE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014540356
Date	Dec 3, 2020
Book Page	1454/356

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE MD
Recording Date	Apr 24, 2017
Property Address	11255 RIVER RD, RIDGELY, MD 21660-1822
Document Number	0012540342
Book / Page	001254 / 000342
Instrument Date	Apr 25, 2017
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	NATIONWIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11255 RIVER RD RIDGELY MD 216601822, RIDGELY, MD 21660-1822

Mortgage

Document Number	12540349
Date	Apr 24, 2017
Book Page	001254/000349

Lender

Name	STONEGATE MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46240-1437

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,280.00 (+2.86%) Homeowner's exemption	$393,700 (+11.73%)	$411,700 (+15.1%) Land $127,500 Building $284,200
2025	$4,161.00 (+8.16%)
2023	$3,847.00 Homeowner's exemption	$352,367	$357,700 Land $127,500 Building $230,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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