11129 River Rd, Ridgely, MD 21660 Property Records

Caroline County property record for 11129 River Rd, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,958 sqft · built 1989
Lot Size	3.3 acres (143,748 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,052 (2026)
Deeds & Mortgages	Nov 2022 Transfer Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-013841`

Property Details

APN / Parcel Number

Primary APN	`07-013841`
Alternative APNs	`7013841` `013841`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,958 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	143,748 sqft (3.3 acres)
View / Lot	Waterfront
Garage Type	Basement
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	240 sqft
Deck Area	288 sqft
Patio Area	80 sqft
Shed	1 Shed
Shed Area	2,400 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	013841
Street Address	11129 RIVER RD
City	RIDGELY
State	MD
Zip	21660-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	3.30 ACRES L-1A E/S RIVER ROAD NW OF DENTON
Legal Subdivision	MINOR SUBDIVISION LAND OF ALFRED W ASCHE
Legal Lot Number	1A
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	1
Census Block	1055
Census Tract	955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11129 RIVER RD, RIDGELY, MD 21660-1820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Intrafamily Transfer, Transfer COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 28, 2019	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 15, 2013
Transfer Doc	0010800228
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAROLINE MD
Recording Date	Nov 1, 2022
Property Address	11129 RIVER RD, RIDGELY, MD 21660-1820
Document Number	0016030035
Book / Page	1603 / 35
Map Reference	MB FDM16 PL 88
Instrument Date	May 10, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11129 RIVER RD, RIDGELY, MD 21660-1820

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	11129 RIVER RD, RIDGELY, MD 21660-1820
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014880314
Date	Apr 27, 2021
Book Page	1488/314

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	11129 RIVER RD, RIDGELY, MD 21660-1820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RGS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013500179
Date	Mar 28, 2019
Book Page	1350/179

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,052.00 (+3.14%) Homeowner's exemption	$567,033 (+5.68%)	$597,500 (-) Land $111,500 Building $486,000
2025	$5,868.00 (+10.59%) Homeowner's exemption	$536,567 (+10.43%)	$597,500 (+18.06%) Land $111,500 Building $486,000
2023	$5,306.00 Homeowner's exemption	$485,900	$506,100 Land $111,500 Building $394,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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