11250 Commanche Rd, Lusby, MD 20657 Property Records

Calvert County property record for 11250 Commanche Rd, Lusby, MD 20657

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,436 sqft · built 1995
Lot Size0.259 acres (11,281 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (May 2024)
Tax Bill$3,160 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jan 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN01-092707

Property Details

APN / Parcel Number

Primary APN01-092707
Alternative APNs
  • 1092707
  • 092707

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,436 sqft Total Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,281 sqft (0.259 acres)
PorchSlab
Porch Area140 sqft
Deck Area63 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number092707
Street Address11250 COMMANCHE RD
CityLUSBY
StateMD
Zip20657-3115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLT 2 SEC 5-M CHES RANCH ESTS
Legal SubdivisionCHESAPK RAN ES
Legal Lot Number2
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group1
Census Block1006
Census Tract861004

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11250 COMMANCHE RD, LUSBY, MD 20657-3115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Jan 25, 2018Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Sep 17, 2019Deed of Trust, Mortgage · VA Mortgage
DIRECT MORTGAGE INVESTORS INC
May 22, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 16, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2024 · Amount on Record
Deed SaleMay 17, 2024 · Amount on Record
Prior SaleSep 27, 2007 · Amount on Record
Deed Book / Page6569 / 153
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address11250 COMMANCHE RD, LUSBY, MD 20657-3115
Transaction TypeMortgage
Record UpdatedFeb 12, 2026
Title CompanyEAGLE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11250 COMMANCHE RD, LUSBY, MD 20657-3115

Mortgage

Document Number0068460139
DateJan 23, 2026
Book Page6846/139
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
AddressMIDDLE RIVER, MD 21220
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address11250 COMMANCHE RD, LUSBY, MD 20657-3115
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051360054
DateJan 25, 2018
Book Page5136/054
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateMar 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change3.62%
Index1-Year LIBOR
Max Rate5%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address11250 COMMANCHE RD, LUSBY, MD 20657-3115
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyTERRAIN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054350104
DateSep 17, 2019
Book Page5435/104
Lender
NameDIRECT MORTGAGE INVESTORS INC
TypeNon-Lending Institution
AddressOAK LAWN, IL 60453
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2049

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address11250 COMMANCHE RD, LUSBY, MD 20657-3115
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055970361
DateMay 22, 2020
Book Page5597/361
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term352 Months
DueSep 1, 2049

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address11250 COMMANCHE RD, LUSBY, MD 20657-3115
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058560225
DateFeb 16, 2021
Book Page5856/225
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term343 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$275,700 (+34.03%) Land $55,200 Building $220,500$275,700 (+34.03%) Land $55,200 Building $220,500
2025$3,160.00 (+47.87%)
2023$2,137.00 Homeowner's exemption$205,700 Land $55,200 Building $150,500$205,700 Land $55,200 Building $150,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1985)
Most Recent ClaimNov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 86% of Maryland
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESAPEAKE RANCH ESTATES
private · serves 9,500 people · EPA ID MD0040004
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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