11249 Commanche Rd, Lusby, MD 20657 Property Records

Calvert County property record for 11249 Commanche Rd, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,308 sqft · built 1994
Owner	Individual Name on Record
Last Sale	$103,000 (Nov 1994)
Tax Bill	$2,565 (2023)
Deeds & Mortgages	Jul 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-102192`

Property Details

APN / Parcel Number

Primary APN	`01-102192`
Alternative APNs	`1102192` `102192`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,308 sqft Total Area
1st Floor Area	1,308 sqft
Basement Area	1,047 sqft
Finished Basement	1,047 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Split Foyer
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Porch	Open Porch
Porch Area	135 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	102192
Old Parcel Number	1102192
Street Address	11249 COMMANCHE RD
City	LUSBY
State	MD
Zip	20657-5131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 14 SEC 3-M CHES RANCH ESTS
Legal Subdivision	CHES RANCH ESTATES
Legal Block	3M
Legal Lot Number	14
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1003
Census Tract	861004

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11249 COMMANCHE RD, LUSBY, MD 20657-5131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 1994 · Amount on Record
Deed Sale	Nov 29, 1994 · Amount on Record
Deed Document Number	951551
Deed Book / Page	00773 / 00443
Record Updated	Jun 7, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11249 COMMANCHE RD, LUSBY, MD 20657-5131
Transaction Type	Mortgage
Record Updated	Aug 4, 2023
Title Company	WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064600024
Date	Jul 18, 2023
Book Page	6460/24

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Aug 1, 2030

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,565.00	$246,900 Land $55,200 Building $191,700	$246,900 Land $55,200 Building $191,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20