1125 Tern Way, Patterson, CA 95363 Property Records

Stanislaus County property record for 1125 Tern Way, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,523 sqft · built 2001
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$489,000 (Jun 2025)
Tax Bill	$5,161 (2026)
Deeds & Mortgages	May 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`021-040-021-000`

Property Details

APN / Parcel Number

Primary APN	`021-040-021-000`
Alternative APNs	`0214021000` `0214021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,523 sqft Living Area
1st Floor Area	1,523 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	1125 TERN WAY
City	PATTERSON
State	CA
Zip	95363-9049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PATLR
Legal Description	PATTERSON RANCH PHASE 5(38M72)
Legal Subdivision	PATTERSON RANCH PH 05
Legal Block	1
Legal Lot Number	5051
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	1
Census Block	1002
Census Tract	3205

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1125 TERN WAY, PATTERSON, CA 95363-9049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 17, 2018	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2025 · Amount on Record
Deed Sale	Jun 4, 2025 · Amount on Record
Prior Sale	Dec 9, 2024 · Amount on Record
Deed Document Number	202527676
Prior Transfer Date	Dec 5, 2024
Prior Transfer Doc	0000059011
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1125 TERN WAY, PATTERSON, CA 95363-9049
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 TERN WAY, PATTERSON, CA 95363-9049

Mortgage

Document Number	0000033850
Date	May 6, 2022
Instrument	2022-0033850

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	PATTERSON, CA 95363

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1125 TERN WAY, PATTERSON, CA 95363-9049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061131
Date	Aug 18, 2020
Instrument	2020-0061131

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 17, 2018
Property Address	1125 TERN WAY, PATTERSON, CA 95363-9049
Document Number	0000002283
Map Reference	VOL38 PG72
Instrument Date	Jan 11, 2018
Instrument	2018-0002283
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 TERN WAY, PATTERSON, CA 95363-9049

Mortgage

Document Number	0000002284
Date	Jan 17, 2018
Instrument	2018-0002284

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Patterson City
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,161.00 (+1.04%)	$413,500 (-1.55%) Land $185,000 Building $228,500
2025	$5,108.00 (+7.83%)	$420,000 (+25.09%) Land $185,000 Building $235,000
2023	$4,737.00 (+5.64%) Homeowner's exemption	$335,745 Land $87,490 Building $248,255
2022	$4,484.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PATTERSON serves 24,977 people · EPA ID CA5010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Nearby Properties on Tern Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures