Bell County property record for 1125 Spring Ter Loop, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 1,578 sqft · built 2019 |
| Lot Size | 0.135 acres (5,881 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,528 (2023) |
| Deeds & Mortgages | May 2023 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0956560897 |
| Primary APN | 0956560897 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,578 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Lot Area | 5,881 sqft (0.135 acres) |
| Garage Area | 389 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 100563 |
|---|---|
| Street Address | 1125 SPRING TERRACE LOOP |
| City | TEMPLE |
| State | TX |
| Zip | 76502-7284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTFIELD DEVELOPMENT PHASE XI, BLOCK 004, LOT 0009, 0.135AC 0.135AC |
| Legal Subdivision | WESTFIELD DEVELOPMENT PHASE XI |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20302 |
Source: Bell County records · APN 0956560897
Assessment roll updated August 1, 2023 · Last verified April 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1125 SPRING TERRACE LOOP, TEMPLE, TX 76502-7284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2023 | Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK NA |
| Jun 11, 2020 | Vendor's Lien, Subdivision Related Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2023 |
| Deed Sale | May 11, 2023 |
| Prior Sale | Jun 11, 2020 |
| Deed Document Number | 2023020237 |
| Record Updated | Jun 07, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | May 11, 2023 |
| Property Address | 1125 SPRING TERRACE LOOP, TEMPLE, TX 76502-7284 |
| Document Number | 0000020237 |
| Map Reference | PL 2017 PL 16 |
| Instrument Date | May 10, 2023 |
| Instrument | 2023020237 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Title Company | FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1125 SPRING TERRACE LOOP, TEMPLE, TX 76502-7284 |
| Document Number | 0000020238 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 2023020238 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 05, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.77% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 05, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.77% |
| Max Rate At Change | 9.77% |
| Index | 1-Year CMT |
| Max Rate | 9.77% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jun 11, 2020 |
| Property Address | 1125 SPRING TERRACE LOOP, TEMPLE, TX 76502-7284 |
| Document Number | 0000028016 |
| Map Reference | DOC 2017-16 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 2020-00028016 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | CENTRALAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1344, TEMPLE, TX 76503-1344 |
| Name | Verified Name |
|---|---|
| Address | 1125 SPRING TERRACE LOOP, TEMPLE, TX 76502-7284 |
| Document Number | 0000028017 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 2020-00028017 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Belton Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,528.00 (-12.69%) Homeowner's exemption | $289,945 Land $32,000 Building $257,945 | $289,945 Land $32,000 Building $257,945 |
| 2022 | $5,186.00 |
Source: FEMA National Flood Hazard Layer, Bell County (48027C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270203021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 56% of the US · lower than 64% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AMG Technology Investment Group.
Based on FCC filings for 261 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TX0140005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TEMPLE serves 94,935 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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