1120 Spring Ter Loop, Temple, TX 76502 Property Records

Bell County property record for 1120 Spring Ter Loop, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,657 sqft · built 2018
Lot Size	0.153 acres (6,708 sqft)
Owner	Individual Name on Record
Tax Bill	$2,427 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0956560765`

Property Details

APN / Parcel Number

Primary APN	`0956560765`
Alternative APNs	`476064` `853786`

Interior

Stories	1 Story
Building Area	1,657 sqft Living Area
1st Floor Area	1,657 sqft

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	6,708 sqft (0.153 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	133 sqft
Canopy	84 sqft

Location & Zoning

Account Number	853786
Street Address	1120 SPRING TERRACE LOOP
City	TEMPLE
State	TX
Zip	76502-7284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTFIELD DEVELOPMENT PHASE XI, BLOCK 002, LOT 0029, 0.154AC 0.154AC
Legal Subdivision	WESTFIELD DEVELOPMENT PHASE XI
Legal Block	2
Legal Lot Number	29
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1001
Census Tract	20302

Owner

Source: Bell County records, as of April 3, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1120 SPRING TERRACE LOOP, TEMPLE, TX 76502-7284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · VA Mortgage BOKF NA
Dec 28, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage BANK OF TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018
Deed Sale	Dec 28, 2018
Deed Document Number	201800053426
Record Updated	Jun 7, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1120 SPRING TERRACE LOOP, TEMPLE, TX 76502-7284
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048029
Date	Sep 9, 2020
Instrument	2020-00048029

Lender

Name	BOKF NA
Type	Bank
Address	7415

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Dec 28, 2018
Property Address	1120 SPRING TERRACE LOOP, TEMPLE, TX 76502-7284
Document Number	0000053426
Book / Page	010697 / 000498
Instrument Date	Dec 28, 2018
Instrument	53426
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2019
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1120 SPRING TERRACE LOOP TEMPLE TX 76502, TEMPLE, TX 76502

Mortgage

Document Number	53427
Date	Dec 28, 2018
Book Page	010697/000505
Instrument	53427

Lender

Name	BANK OF TX
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,427.00 (-34.76%) Homeowner's exemption Senior Citizen's exemption	$303,105 Land $32,000 Building $271,105	$303,105 Land $32,000 Building $271,105
2022	$3,720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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