1125 N Summit Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 1125 N Summit Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,036 sqft · built 1962
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Trust Names on Record
Last Sale	$227,000 (Feb 2024)
Tax Bill	$2,964 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`01-22-08-477-001-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-08-477-001-000`
Alternative APN	`27522`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,036 sqft Finished Area
1st Floor Area	816 sqft
Upper Floors Area	220 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	122 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces
Deck Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	27522
Street Address	1125 N SUMMIT AVE
City	SIOUX FALLS
State	SD
Zip	57104-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 20` 1 & N 30` 2 BLOCK 12 BROOKINGS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	BROOKINGS ADDN
Legal Block	12
Legal Lot Number	2
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1009
Census Tract	201

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1125 N SUMMIT AVE, SIOUX FALLS, SD 57104-1428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Dec 31, 2020	Deed of Trust, Mortgage · Commercial Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 14, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2024 · Amount on Record
Deed Sale	Feb 14, 2024 · Amount on Record
Prior Sale	Apr 30, 2013 · Amount on Record
Deed Book / Page	624-D / 352
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1125 N SUMMIT AVE, SIOUX FALLS, SD 57104-1428
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1913MTG/434
Date	Feb 3, 2021
Book Page	1913 MTG/434

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1125 N SUMMIT AVE, SIOUX FALLS, SD 57104-1428
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1909MTG/1352
Date	Dec 31, 2020
Book Page	1909 MTG/1352

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	PIERRE, SD 57501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1125 N SUMMIT AVE, SIOUX FALLS, SD 57104-1428
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1909MTG/568
Date	Dec 28, 2020
Book Page	1909 MTG/568

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Feb 14, 2024
Property Address	1125 N SUMMIT AVE, SIOUX FALLS, SD 57104-1428
Document Number	DEED624/352
Book / Page	DEED 624 / 352
Instrument Date	Feb 9, 2024
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7013 W 14TH PL, SIOUX FALLS, SD 57106-0170

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1125 N SUMMIT AVE, SIOUX FALLS, SD 57104-1428

Mortgage

Document Number	0001980610
Date	Feb 14, 2024
Instrument	1980/610

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	001980/610
Date	Feb 14, 2024
Book Page	1980/610

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank
Address	2150 21ST AVE NW, MINOT, ND 58703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,371 (+7.59%) Land $24,132 Building $212,239	$236,371 Land $24,132 Building $212,239
2025	$2,964.00	$219,700 (-3.72%) Land $24,400 Building $195,300
2024	$2,964.00 (+19.76%)	$228,200 (+38.55%) Land $24,400 Building $203,800
2022	$2,475.00	$164,700 Land $19,400 Building $145,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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