1120 N Summit Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 1120 N Summit Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 834 sqft · built 1947
Lot Size	0.319 acres (13,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jun 2025)
Tax Bill	$3,237 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-08-478-003-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-08-478-003-000`
Alternative APN	`27507`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	834 sqft Finished Area
1st Floor Area	840 sqft
Attic	Attic
Attic Area	336 sqft
Basement Area	834 sqft
Finished Basement	470 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,904 sqft (0.319 acres)
Lot Dimensions	158 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	27507
Street Address	1120 N SUMMIT AVE
City	SIOUX FALLS
State	SD
Zip	57104-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 & 4 BLOCK 11 BROOKINGS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	BROOKINGS ADDN
Legal Block	11
Legal Lot Number	4
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1008
Census Tract	201

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1120 N SUMMIT AVE, SIOUX FALLS, SD 57104-1429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Deed Document Number	2025134579
Deed Book / Page	632-D / 770
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 10, 2025
Property Address	1120 N SUMMIT AVE, SIOUX FALLS, SD 57104-1429
Document Number	DEED632/770
Book / Page	DEED632 / 770
Instrument Date	Jun 6, 2025
Instrument	134579
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1120 N SUMMIT AVE, SIOUX FALLS, SD 57104-1429

Mortgage

Document Number	0002000638
Date	Jun 10, 2025
Instrument	2000/638

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,777 (+5.42%) Land $54,988 Building $189,789	$244,777 Land $54,988 Building $189,789
2025	$3,237.00	$232,200 (+6.08%) Land $55,600 Building $176,600
2024	$3,237.00 (+15.28%)	$218,900 (+21.14%) Land $55,600 Building $163,300
2022	$2,808.00	$180,700 Land $44,200 Building $136,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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