1125 McLaughlin Rd, Effingham, SC 29541 Property Records

Florence County property record for 1125 McLaughlin Rd, Effingham, SC 29541

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,890 sqft · built 2018
Lot Size	2.17 acres (94,525 sqft)
Owner	Individual Name on Record
Last Sale	$246,000 (Jul 2018)
Tax Bill	$1,623 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00129-01-154`

Property Details

APN / Parcel Number

Primary APN	`00129-01-154`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,890 sqft Living Area
1st Floor Area	1,696 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Frame
Lot Area	94,525 sqft (2.17 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	1125 MCLAUGHLIN RD
City	EFFINGHAM
State	SC
Zip	29541-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HWY 136 & 100
Legal Subdivision	PREPARED FOR LARRY OLSON
Jurisdiction	FLORENCE SC
Township / Civil Division	DANWOOD
Census Block Group	2
Census Block	2021
Census Tract	1505

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1125 MCLAUGHLIN RD, EFFINGHAM, SC 29541-3111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Jun 27, 2017 · Amount on Record
Deed Book / Page	752 / 1766
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	1125 MCLAUGHLIN RD, EFFINGHAM, SC 29541-3111
Document Number	0000002977
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 MCLAUGHLIN RD EFFINGHAM SC 295413111, EFFINGHAM, SC 29541-3111

Mortgage

Document Number	0000002977
Date	Mar 4, 2020
Book Page	000842/000039
Instrument	2977

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,623.00 (+13.34%)	$16,203 (-99.87%) Land $895 Building $15,308	$405,079 (-98.68%) Land $22,375 Building $382,704
2023	$1,432.00 (+3.54%) Homeowner's exemption	$12,261,878 (+99,899.01%) Land $895,000 Building $11,366,878	$30,654,695 (+9,9%) Land $2,237,500 Building $28,417,195
2022	$1,383.00 Homeowner's exemption	$12,262 Land $895 Building $11,367	$306,547 Land $22,375 Building $284,172

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum.

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