Florence County property record for 1119 McLaughlin Rd, Effingham, SC 29541
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,404 sqft · built 2018 |
| Lot Size | 2.13 acres (92,783 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Feb 2021) |
| Tax Bill | $1,457 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Feb 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00129-01-153 |
| Primary APN | 00129-01-153 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,404 sqft Living Area |
| 1st Floor Area | 2,044 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 92,783 sqft (2.13 acres) |
| Garage Area | 576 sqft |
| Sewer | Septic |
|---|
| Street Address | 1119 MCLAUGHLIN RD |
|---|---|
| City | EFFINGHAM |
| State | SC |
| Zip | 29541-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HWY 136 & 100 |
| Legal Subdivision | MCLAUGHLIN ROAD |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | DANWOOD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 1505 |
Source: Florence County records · APN 00129-01-153
Assessment roll updated March 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1119 MCLAUGHLIN RD, EFFINGHAM, SC 29541-3111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 07, 2025 | Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB |
| Feb 09, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Feb 05, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 15, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 31, 2018 | Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 05, 2021 · Amount on Record |
| Deed Sale | Feb 05, 2021 · Amount on Record |
| Prior Sale | Aug 31, 2018 · Amount on Record |
| Deed Book / Page | 902 / 718 |
| Prior Transfer Date | Jun 12, 2020 |
| Prior Transfer Doc | 0857001612 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 1119 MCLAUGHLIN RD, EFFINGHAM, SC 29541-3111 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1119 MCLAUGHLIN RD, EFFINGHAM, SC 29541-3111 |
| Document Number | DMA11850430 |
|---|---|
| Date | Nov 07, 2025 |
| Book Page | DMA1185/430 |
| Instrument | 2025014715 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Address | 500 DELAWARE AVE, WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 1119 MCLAUGHLIN RD, EFFINGHAM, SC 29541-3111 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0010871066 |
|---|---|
| Date | Feb 09, 2024 |
| Book Page | 1087/1066 |
| Instrument | 2024001847 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Feb 05, 2021 |
| Property Address | 1119 MCLAUGHLIN RD, EFFINGHAM, SC 29541-3111 |
| Document Number | 0009020718 |
| Book / Page | 902 / 718 |
| Map Reference | MB 106 PG 179 |
| Instrument Date | Feb 04, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | NOT AVAILABLE, SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1119 MCLAUGHLIN RD, EFFINGHAM, SC 29541-3111 |
| Document Number | 0000902723 |
|---|---|
| Date | Feb 05, 2021 |
| Instrument | 902/723 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jun 15, 2020 |
| Property Address | 1119 MCLAUGHLIN RD, EFFINGHAM, SC 29541-3111 |
| Document Number | 0000007597 |
| Book / Page | 000857 / 001612 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 7597 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4902 PINE OAK RD EFFINGHAM SC 295413641, EFFINGHAM, SC 29541-3641 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Aug 31, 2018 |
| Property Address | 1119 MCLAUGHLIN RD, EFFINGHAM, SC 29541-3111 |
| Document Number | 0007611804 |
| Book / Page | 761 / 1804 |
| Map Reference | MB 106 PG 179 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $986.05 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1119 MCLAUGHLIN RD, EFFINGHAM, SC 29541-3111 |
| Document Number | 0007611817 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 761/1817 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Florence County records · Assessment roll updated March 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,457.00 (-1.22%) | $12,661 (-99.9%) Land $895 Building $11,766 | $316,543 (-99%) Land $22,375 Building $294,168 |
| 2023 | $1,475.00 (+11.83%) Homeowner's exemption | $12,671,009 (+108,310.41%) Land $895,000 Building $11,776,009 | $31,677,523 (+10,740.93%) Land $2,237,500 Building $29,440,023 |
| 2022 | $1,319.00 Homeowner's exemption | $11,688 Land $895 Building $10,793 | $292,203 Land $22,375 Building $269,828 |
Source: FEMA National Flood Hazard Layer, Florence County (45041C), as of March 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450410015052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · other causes |
| Wildfire Risk | Moderate above 65% of the US · above 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Spectrum.
Based on FCC filings for 14 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system SC2110001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FLORENCE serves 79,745 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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