11249 Watermill Ln, Silver Spring, MD 20902 Property Records

Montgomery County property record for 11249 Watermill Ln, Silver Spring, MD 20902

Property Summary

Property Type	Townhouse
Details	3 ba · 2,208 sqft · built 1993
Lot Size	0.048 acres (2,100 sqft)
Owner	Company Name on Record
Last Sale	$535,000 (Sep 2025)
Tax Bill	$5,603 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02814875`

Property Details

APN / Parcel Number

Primary APN	`13-02814875`
Alternative APN	`02814875`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,208 sqft Living Area
Gross Area	2,454 sqft
1st Floor Area	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,100 sqft (0.048 acres)
Garage Type	Attached
Garage Area	246 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02814875
Street Address	11249 WATERMILL LN
City	SILVER SPRING
State	MD
Zip	20902-3439
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT12.
Legal Description	KEMP MILL KNOLL
Legal Subdivision	WALLACES SUB
Legal Block	1
Legal Lot Number	9
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1000
Census Tract	703209

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7914 GEORGIA AVE, SILVER SPRING, MD 20910-4837
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 20, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Nov 20, 2019 · Amount on Record
Deed Book / Page	69641 / 27
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 29, 2025
Property Address	11249 WATERMILL LN, SILVER SPRING, MD 20902-3439
Document Number	0696410027
Book / Page	69641 / 27
Map Reference	MB 151 PL 17251
Instrument Date	Sep 17, 2025
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	KTL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7914 GEORGIA AVE, SILVER SPRING, MD 20910-4837

Mortgage

Document Number	0696410034
Date	Sep 29, 2025
Book Page	69641/34

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11249 WATERMILL LN, SILVER SPRING, MD 20902-3439
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11249 WATERMILL LN, SILVER SPRING, MD 20902-3439

Mortgage

Document Number	0671290442
Date	Jun 22, 2023
Book Page	67129/442

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 20, 2019
Property Address	11249 WATERMILL LN, SILVER SPRING, MD 20902-3439
Document Number	0585370036
Book / Page	058537 / 000036
Instrument Date	May 6, 2019
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	CERTIFIED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11249 WATERMILL LN SILVER SPRING MD 209023439, SILVER SPRING, MD 20902-3439

Mortgage

Document Number	585370044
Date	Nov 20, 2019
Book Page	058537/000044

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$505,233 (+2.13%)	$526,300 (+6.39%) Land $180,000 Building $346,300
2025	$5,603.00 (+30.82%) Homeowner's exemption	$494,700 (+13.01%) Land $200,000 Building $294,700	$494,700 (-) Land $200,000 Building $294,700
2023		$437,767	$494,700 Land $200,000 Building $294,700
2022	$4,283.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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