11232 Watermill Ln, Silver Spring, MD 20902 Property Records

Montgomery County property record for 11232 Watermill Ln, Silver Spring, MD 20902

Property Summary

Property Type	Townhouse
Details	3 ba · 2,200 sqft · built 1992
Lot Size	0.032 acres (1,400 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jan 2018)
Tax Bill	$5,621 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02814955`

Property Details

APN / Parcel Number

Primary APN	`13-02814955`
Alternative APN	`02814955`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,200 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,400 sqft (0.032 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02814955
Street Address	11232 WATERMILL LN
City	SILVER SPRING
State	MD
Zip	20902-3439
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT12.
Legal Description	KEMP MILL KNOLL
Legal Subdivision	WALLACES SUB
Legal Block	1
Legal Lot Number	17
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1000
Census Tract	703209

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11232 WATERMILL LN, SILVER SPRING, MD 20902-3439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jan 24, 2018	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2018 · Amount on Record
Deed Sale	Jan 24, 2018 · Amount on Record
Prior Sale	Nov 14, 1997 · Amount on Record
Deed Book / Page	55526 / 476
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11232 WATERMILL LN, SILVER SPRING, MD 20902-3439
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11232 WATERMILL LN, SILVER SPRING, MD 20902-3439

Mortgage

Document Number	0602230375
Date	Aug 7, 2020
Book Page	60223/375

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11232 WATERMILL LN, SILVER SPRING, MD 20902-3439
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	CERTIFIED TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0579820059
Date	Aug 7, 2019
Book Page	57982/059

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2034

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 24, 2018
Property Address	11232 WATERMILL LN, SILVER SPRING, MD 20902-3439
Document Number	0555260476
Book / Page	55526 / 476
Map Reference	MB151 PL17251
Instrument Date	Nov 30, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CERTIFIED TIRLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0055526484
Date	Jan 24, 2018
Instrument	55526/484

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,900 (-1.67%) Land $180,000 Building $307,900	$487,900 (-1.67%) Land $180,000 Building $307,900
2025	$5,621.00 (+34.31%)	$496,200 (+14.77%) Land $200,000 Building $296,200	$496,200 (-) Land $200,000 Building $296,200
2023		$432,333	$496,200 Land $200,000 Building $296,200
2022	$4,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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