11246 Pointer Ridge Dr, Charlotte, NC 28214 Property Records

Mecklenburg County property record for 11246 Pointer Ridge Dr, Charlotte, NC 28214 · Last verified June 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,836 sqft · built 2001
Lot Size	0.208 acres (9,073 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Nov 2018)
Tax Bill	$2,995 (2023)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031-455-04`

Property Details

APN / Parcel Number

Primary APN	`031-455-04`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,836 sqft Heated Area
Gross Area	2,248 sqft
1st Floor Area	948 sqft
Upper Floors Area	888 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	9,073 sqft (0.208 acres)
Garage Area	380 sqft
Porch	Porch
Porch Area	32 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	031-455-04
Street Address	11246 POINTER RIDGE DR
City	CHARLOTTE
State	NC
Zip	28214-0013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L109 M33-873
Legal Subdivision	CATAWBA RIVER PH 01
Legal Lot Number	109
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2022
Census Tract	6013

Owner

Source: Mecklenburg County records · APN 031-455-04

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	11246 POINTER RIDGE DR, CHARLOTTE, NC 28214-0013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 2018 · Amount on Record
Deed Sale	Nov 05, 2018 · Amount on Record
Prior Sale	Sep 09, 2005
Deed Document Number	0033093613
Deed Book / Page	33093 / 613
Record Updated	Jun 07, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 05, 2018
Property Address	11246 POINTER RIDGE DR, CHARLOTTE, NC 28214-0013
Document Number	0000139222
Book / Page	33093 / 613
Map Reference	MB33 PG873
Instrument Date	Nov 05, 2018
Instrument	2018139222
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$366.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11246 POINTER RIDGE DR, CHARLOTTE, NC 28214-0013

Mortgage

Document Number	0000139223
Date	Nov 05, 2018
Instrument	2018139223

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	5.25%

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190060132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	24 in force 20 of 24 on primary residences
Nearby Flood Claims	65 (2004–2024)
Claims Outside the SFHA	1 of 65
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Flood Events	Tropical Storm Helene (Sep 2024), 39 claims Tropical Storm Frances (Sep 2004), 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.