1124 SE 39th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1124 SE 39th Ter, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,657 sqft · built 2006
Lot Size0.221 acres (9,627 sqft)
Owner2 Individual Names on Record
Last Sale$157,000 (Mar 2017)
Tax Bill$1,724 (2025)
Deeds & MortgagesAug 2022 Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-24-37-35-0010-00040-0130

Property Details

APN / Parcel Number

Primary APN1-24-37-35-0010-00040-0130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,657 sqft Heated Area
Gross Area2,215 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,627 sqft (0.221 acres)
Lot Dimensions107 ft deep x 90 ft wide
PorchFinished/Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1124 SE 39TH TER
CityOKEECHOBEE
StateFL
Zip34974-3802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA REVISED AND ADDITION TO PLAT OF CONNERS GABLES (PLAT BOOK 3 PAGE 15) LOT 14 LESS THE NORTH 43.00 FEET THEREOF, TOGETHER WIT
Legal Range35E
Legal Township37S
Legal Section24
Legal SubdivisionA REVISED AND ADDITION
Legal Block4
Legal Lot Number14
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2023
Census Tract910402

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1124 SE 39TH TER, OKEECHOBEE, FL 34974-3802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
May 27, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Mar 22, 2017Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2017 · Amount on Record
Deed SaleMar 22, 2017 · Amount on Record
Prior SaleMay 1, 2009 · Amount on Record
Deed Document Number2017002745
Deed Book / Page0787 / 1812
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1124 SE 39TH TER, OKEECHOBEE, FL 34974-3802
Transaction TypeMortgage
Record UpdatedSep 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1124 SE 39TH TER, OKEECHOBEE, FL 34974-3802

Mortgage

Document Number0000010979
DateAug 12, 2022
Instrument2022010979
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1124 SE 39TH TER, OKEECHOBEE, FL 34974-3802
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1124 SE 39TH TER, OKEECHOBEE, FL 34974-3802

Mortgage

Document Number2021006650
DateMay 27, 2021
Instrument2021006650
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term310 Months
DueMar 1, 2047

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMar 22, 2017
Property Address1124 SE 39TH TER, OKEECHOBEE, FL 34974-3802
Document Number0007871812
Book / Page000787 / 001812
Instrument DateFeb 21, 2017
Instrument2745
Transaction TypeTransfer
Record UpdatedMay 17, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,099.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2250 SE 25TH DR OKEECHOBEE FL 349746476, OKEECHOBEE, FL 34974-6476

Mortgage

Document Number7871814
DateMar 22, 2017
Book Page000787/001814
Instrument2746
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 21, 2047

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,724.00 (-23.92%) Homeowner's exemption$166,362 (+5.99%)$245,028 (+6.29%) Land $34,830 Building $210,198
2023$2,266.00 (+7.7%) Homeowner's exemption$156,964 (+3%)$230,517 (+19.14%) Land $27,090 Building $203,427
2022$2,104.00 Homeowner's exemption$152,392$193,477 Land $16,641 Building $176,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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