Okeechobee County property record for 1097 SE 39th Ter, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,557 sqft |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | Company Name on Record |
| Last Sale | $180,000 (Jun 2025) |
| Tax Bill | $3,961 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Jul 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-24-37-35-0010-00050-0040 |
| Primary APN | 1-24-37-35-0010-00050-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,557 sqft Heated Area |
| Gross Area | 2,223 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Exterior Material | Concrete Block |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,320 sqft (0.191 acres) |
| Lot Dimensions | 107 ft deep x 78 ft wide |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1097 SE 39TH TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-3803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A REVISED AND ADDITION TO PLAT OF CONNERS GABLES (PLAT BOOK 3 PAGE 15) LOT 4 LESS THE NORTH 9.00 FEET THEREOF, TOGETHER WITH |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 24 |
| Legal Subdivision | A REVISED AND ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 910402 |
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1825 TAMIAMI TRL UNIT A4, A4, PORT CHARLOTTE, FL 33948-1055 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 6, 2025 | Warranty Deed, Transfer · Commercial Mortgage HOMETOWN EQUITY MORTGAGE |
| Jul 16, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage MILO LENDING INC |
| Feb 25, 2022 | Warranty Deed, Transfer COMMUNITY LAND TITLE INSURANCE AGENCY, COMMUNITY LAND TTL INS AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2025 · Amount on Record |
| Deed Sale | Jun 6, 2025 · Amount on Record |
| Prior Sale | Jul 16, 2024 |
| Deed Document Number | 2025006149 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jun 6, 2025 |
| Property Address | 1097 SE 39TH TER, OKEECHOBEE, FL 34974-3803 |
| Document Number | 0000006149 |
| Map Reference | MB 3 PG 15 |
| Instrument Date | Jun 4, 2025 |
| Instrument | 2025006149 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | TITLE PROFESSIONALS, TITLE PROFESSIONALS CORP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1825 TAMIAMI TRL # TRLA4, TRLA4, PORT CHARLOTTE, FL 33948-1077 |
| Name | Verified Name |
|---|---|
| Address | 1825 TAMIAMI TRL UNIT A4, A4, PORT CHARLOTTE, FL 33948-1055 |
| Document Number | 0000006151 |
|---|---|
| Date | Jun 6, 2025 |
| Instrument | 2025006151 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jul 16, 2024 |
| Property Address | 1097 SE 39TH TER, OKEECHOBEE, FL 34974-3803 |
| Document Number | 0000007810 |
| Map Reference | MB 3 PG 15 |
| Instrument Date | Jul 12, 2024 |
| Instrument | 2024007810 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | TITLE PROFESSIONALS, TITLE PROFESSIONALS CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4795 CHANTILLY RD, LAKE WORTH, FL 33467-7415 |
| Name | Verified Name |
|---|---|
| Address | 1825 TAMLAINI TRAIL #A4 # A4, A4, PORT CHARLOTTE, FL 33948 |
| Document Number | 0000007812 |
|---|---|
| Date | Jul 16, 2024 |
| Instrument | 2024007812 |
| Name | MILO LENDING INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jul 31, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Feb 25, 2022 |
| Property Address | 1097 SE 39TH TER, OKEECHOBEE, FL 34974-3803 |
| Document Number | 0000002611 |
| Map Reference | MB 3 PG 15 |
| Instrument Date | Feb 8, 2022 |
| Instrument | 2022002611 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | COMMUNITY LAND TITLE INSURANCE AGENCY, COMMUNITY LAND TTL INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $175.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4360 TONAWANDA CREEK RD, EAST AMHERST, NY 14051-1041 |
| Name | Verified Name |
|---|---|
| Address | 8380 PEDIGREE CIR, LAKE WORTH, FL 33467-6718 |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,961.00 (+751.83%) | $288,833 (+1,130.23%) Land $30,186 Building $258,647 | $288,833 (+1,130.23%) Land $30,186 Building $258,647 |
| 2023 | $465.00 (+92.15%) | $23,478 (+62.79%) Land $23,478 | $23,478 (+62.79%) Land $23,478 |
| 2022 | $242.00 | $14,422 Land $14,422 | $14,422 Land $14,422 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures