1124 Cotton St, Reading, PA 19602 Property Records

Berks County property record for 1124 Cotton St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,162 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on Record
Last Sale	$91,000 (Oct 2024)
Tax Bill	$804 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2023 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5316-30-17-3715`

Property Details

APN / Parcel Number

Primary APN	`5316-30-17-3715`
Alternative APNs	`10-5316-30-17-3715` `327925`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,162 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1124 COTTON ST
City	READING
State	PA
Zip	19602-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	17
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3003
Census Tract	2100

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15 LINN AVE, YONKERS, NY 10705-2504
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit BPL MORTGAGE LLC
Apr 27, 2023	Sheriff's Deed, Foreclosure Foreclosure Auction
Feb 22, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2024 · Amount on Record
Deed Sale	Oct 23, 2024 · Amount on Record
Prior Sale	Oct 16, 2024 · Amount on Record
Deed Document Number	202432235
Prior Transfer Date	Jan 22, 2021
Prior Transfer Doc	0000007433
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1124 COTTON ST, READING, PA 19602-2004
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LINN AVE, YONKERS, NY 10705-2504

Mortgage

Document Number	0000034806
Date	Nov 6, 2025
Instrument	2025034806

Lender

Name	BPL MORTGAGE LLC
Type	Mortgage Company
Address	1801 S MEYERS RD STE 400, OAKBROOK TERRACE, IL 60181

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERKS PA
Recording Date	Apr 27, 2023
Property Address	1124 COTTON ST, READING, PA 19602-2004
Document Number	0000011867
Instrument Date	Apr 27, 2023
Instrument	2023011867
Transaction Type	Foreclosure
Record Updated	May 9, 2023

Transaction

Amount	Amount Recorded
Tax	$632.70
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 FIELDCREST LN, EPHRATA, PA 17522-2926

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	Feb 22, 2021
Property Address	1124 COTTON ST, READING, PA 19602-2004
Document Number	0000007433
Instrument Date	Jan 22, 2021
Instrument	2021007433
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 COTTON ST, READING, PA 19602-2004

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$804.00 (+6.63%)	$28,500 (-) Land $7,700 Building $20,800	$7,700 (-72.98%) Land $7,700
2024	$754.00	$28,500 Land $7,700 Building $20,800
1994			$28,500 Land $7,700 Building $20,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks.

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