1122 Cotton St, Reading, PA 19602 Property Records

Berks County property record for 1122 Cotton St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,242 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Jan 2026)
Tax Bill	$759 (2026)
Deeds & Mortgages	Jan 2026 Sale Sep 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5316-30-17-2795`

Property Details

APN / Parcel Number

Primary APN	`5316-30-17-2795`
Alternative APNs	`10-5316-30-17-2795` `10327875` `327875`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,242 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Stoop

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10327875
Street Address	1122 COTTON ST
City	READING
State	PA
Zip	19602-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	17
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3003
Census Tract	2100

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1122 COTTON ST, READING, PA 19602-2004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed, Transfer ABSTRACTING COMPANY/BERKS COUNTY, ABSTRACTING CO OF BERKS CNTY
Sep 2, 2022	Special Warranty Deed, Transfer BEST ABSTRACT LLC, ABES ABSTRACT LLC
Dec 22, 2017	Grant Deed, Transfer · Conventional with PMI JOSE MONTALVO
Jul 12, 2017	Grant Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT
Aug 15, 2017	Grant Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Sep 2, 2022 · Amount on Record
Deed Document Number	20262070
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 21, 2026
Property Address	1122 COTTON ST, READING, PA 19602-2004
Document Number	0000002070
Instrument Date	Jan 21, 2026
Instrument	2026002070
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	ABSTRACTING COMPANY/BERKS COUNTY, ABSTRACTING CO OF BERKS CNTY

Transaction

Amount	Amount Recorded
Tax	$1,280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 WARBURTON AVE APT 2, 2, YONKERS, NY 10701-1660

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Sep 2, 2022
Property Address	1122 COTTON ST, READING, PA 19602-2004
Document Number	0000035326
Instrument Date	Aug 29, 2022
Instrument	2022035326
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	BEST ABSTRACT LLC, ABES ABSTRACT LLC

Transaction

Amount	Amount Recorded
Tax	$520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 DOUGLASS ST # 2, 2, READING, PA 19604-2420

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Dec 22, 2017
Property Address	1122 COTTON ST, READING, PA 19602-2004
Document Number	0000047640
Instrument Date	Oct 3, 2017
Instrument	47640
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CAPITAL ASSURANCE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 COTTON ST READING PA 196022004, READING, PA 19602-2004

Mortgage

Document Number	47641
Date	Dec 22, 2017
Instrument	47641

Lender

Name	JOSE MONTALVO
Address	922 PENNDALE AVE, READING, PA 19606-1424
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jul 12, 2017
Property Address	1122 COTTON ST, READING, PA 19602-2004
Document Number	0000025067
Instrument Date	Jun 28, 2017
Instrument	25067
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$66.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 144 RED HILL PA 180760144, RED HILL, PA 18076-0144

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Aug 15, 2017
Property Address	1122 COTTON ST, READING, PA 19602-2004
Document Number	0000029849
Instrument Date	Jun 28, 2017
Instrument	29849
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS COUNTY

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 PENNDALE AVE READING PA 196061424, READING, PA 19606-1424

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$759.00 (+3.97%)	$26,900 (-) Land $6,600 Building $20,300	$6,600 (-75.46%) Land $6,600
2025	$730.00 (+2.53%)	$26,900 (-) Land $6,600 Building $20,300
2024	$712.00	$26,900 Land $6,600 Building $20,300
1994			$26,900 Land $6,600 Building $20,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks.

Nearby Properties on Cotton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures