1124 Bugle Point Rd, Saint Maries, ID 83861 Property Records

Benewah County property record for 1124 Bugle Point Rd, Saint Maries, ID 83861

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,928 sqft · built 2020
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,024 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RP45N01W317501A`

Property Details

APN / Parcel Number

Primary APN	`RP45N01W317501A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,928 sqft Living Area
1st Floor Area	2,928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	871,200 sqft (20 acres)
Pole Barn	840 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Street Address	1124 BUGLE POINT RD
City	SAINT MARIES
State	ID
Zip	83861-5099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S31 T45N R1W TAX #1799 (PT SESE) TRACT 1 HIDDEN RIVER VISTA
Legal Range	01W
Legal Township	45N
Legal Section	31
Legal Tract	1
Jurisdiction	BENEWAH ID
Township / Civil Division	ST. MARIES
Census Block Group	4
Census Block	4051
Census Tract	950100

Owner

1124 Bugle Point Rd, a single family home, is owned by two individuals.

Source: Benewah County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 583, SAINT MARIES, ID 83861-0583
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Line of Credit LATAH CU
Nov 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAINT JOE VALLEY CU
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage SAINT JOE VALLEY CU
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LATAH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENEWAH ID
Property Address	1124 BUGLE POINT RD, SAINT MARIES, ID 83861-5099
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 BUGLE POINT RD, ST MARIES, ID 83861-5099

Mortgage

Document Number	0000301567
Date	Apr 23, 2024
Instrument	301567

Lender

Name	LATAH CU
Type	Credit Union
Address	912 S WASHINGTON ST, MOSCOW, ID 83843

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 18, 2044

Interest

Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENEWAH ID
Property Address	1124 BUGLE POINT RD, SAINT MARIES, ID 83861-5099
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	282018
Date	Nov 14, 2018
Instrument	282018

Lender

Name	SAINT JOE VALLEY CU
Type	Credit Union
Address	SAINT MARIES, ID 83861

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 14, 2033

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENEWAH ID
Property Address	1124 BUGLE POINT RD, SAINT MARIES, ID 83861-5099
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE-SAINT MARIES, FIRST AMER TTL SAINT MARIES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	284132
Date	Jul 12, 2019
Instrument	284132

Lender

Name	SAINT JOE VALLEY CU
Type	Credit Union
Address	SAINT MARIES, ID 83861

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 12, 2039

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENEWAH ID
Property Address	1124 BUGLE POINT RD, SAINT MARIES, ID 83861-5099
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE-SAINT MARIES, FIRST AMER TTL SAINT MARIES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	286941
Date	May 27, 2020
Instrument	286941

Lender

Name	LATAH CU
Type	Credit Union
Address	MOSCOW, ID 83843

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 20, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1124 Bugle Point Rd was $2,024, up 0.3% from the year before.

Source: Benewah County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Benewah County
Unified School District	St. Maries Joint School District 41 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,024.00 (+0.35%)	$486,060 (-2.78%) Land $52,831 Building $433,229	$486,060 (-2.78%) Land $52,831 Building $433,229
2025	$2,017.00	$499,945 Land $52,717 Building $447,228	$499,945 Land $52,717 Building $447,228
2023	$1,655.00 (-20.16%)	$502,503 (+5.63%) Land $52,888 Building $449,615	$502,503 (+5.63%) Land $52,888 Building $449,615
2022	$2,073.00	$475,733 Land $47,945 Building $427,788	$475,733 Land $47,945 Building $427,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1124 Bugle Point Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Feb 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1124 Bugle Point Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber DSL	10 / 1

Cell Coverage

No cell data coverage reported

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