1651 Bugle Point Rd, Saint Maries, ID 83861 Property Records

Benewah County property record for 1651 Bugle Point Rd, Saint Maries, ID 83861 · Last verified February 2024

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1825
Lot Size5.15 acres (224,334 sqft)
OwnerIndividual Name on File
Tax Bill$878 (2023)
Deeds & MortgagesSep 2025 Line of Credit
Jan 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNRP45N01W317507A

Property Details

APN / Parcel Number

Primary APNRP45N01W317507A

Exterior

Year BuiltBuilt 1825
Lot Area224,334 sqft (5.15 acres)
Lean-To169 sqft
Pole Barn104 sqft

Location & Zoning

Street Address1651 BUGLE POINT RD
CitySAINT MARIES
StateID
Zip83861-5113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS31 T45N R1W TAX #1825 (PT SE) TRACT 7 HIDDEN RIVER VISTA COMM PROP W/RIGHTS OF SURV
Legal Tract7
JurisdictionBENEWAH ID
Township / Civil DivisionST. MARIES
Census Block Group4
Census Block4053
Census Tract950100

Owner

Source: Benewah County records · APN RP45N01W317507A

Assessment roll updated January 1, 2023 · Last verified February 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1651 BUGLE POINT RD, SAINT MARIES, ID 83861-5113
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed of Trust, Mortgage · Line of Credit
BANNER BANK
Jan 12, 2024Deed of Trust, Mortgage · Commercial Mortgage
FREEDOM NORTHWEST CU
Sep 18, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
FREEDOM NORTHWEST CU
Mar 04, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 18, 2020
Deed SaleSep 18, 2020
Prior SaleMar 04, 2020
Deed Document Number288330
Record UpdatedJun 07, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENEWAH ID
Property Address1651 BUGLE POINT RD, SAINT MARIES, ID 83861-5113
Transaction TypeMortgage
Record UpdatedOct 02, 2025
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1651 BUGLE POINT RD, ST MARIES, ID 83861-5113

Mortgage

Document Number0000306005
DateSep 19, 2025
Instrument306005
Lender
NameBANNER BANK
TypeBank
Address1500 MAIN AVE, SAINT MARIES, ID 83861
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENEWAH ID
Property Address1651 BUGLE POINT RD, SAINT MARIES, ID 83861-5113
Transaction TypeMortgage
Record UpdatedFeb 20, 2024
Title CompanyNOT AVAILABLE, FLYING S TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 462, SAINT MARIES, ID 83861-0462

Mortgage

Document Number0000300768
DateJan 12, 2024
Instrument300768
Lender
NameFREEDOM NORTHWEST CU
TypeCredit Union
Address303 MAIN ST, KAMIAH, ID 83536
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJan 12, 2039

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENEWAH ID
Recording DateSep 18, 2020
Property Address1651 BUGLE POINT RD, SAINT MARIES, ID 83861-5113
Document Number0000288330
Instrument DateSep 17, 2020
Instrument288330
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyKOOTENAI TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address157 CHEMS HILL LN, SAINT MARIES, ID 83861

Mortgage

Document Number0000288331
DateSep 18, 2020
Instrument288331
Lender
NameFREEDOM NORTHWEST CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term60 Months
DueSep 18, 2025

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBENEWAH ID
Recording DateMar 04, 2020
Property Address1651 BUGLE POINT RD, SAINT MARIES, ID 83861-5113
Document Number0000286283
Instrument DateFeb 14, 2020
Instrument286283
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Benewah County records · Assessment roll updated January 1, 2023 · Last verified February 2024

Property Jurisdictions

TypeName
StateIdaho
CountyBenewah County
Unified School DistrictSt. Maries Joint School District 41 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$878.00 (+10.16%)$144,410 (+25.3%) Land $135,850 Building $8,560$144,410 (+25.3%) Land $135,850 Building $8,560
2022$797.00$115,250 Land $115,250$115,250 Land $115,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benewah County (16009C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 160099501004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimFeb 1996, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskModerate
above 44% of the US · above 12% of Idaho
Wildfire LikelihoodAbout 1 in 1,667 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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