1124 5th St, Findlay, OH 45840 Property Records

Hancock County property record for 1124 5th St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,604 sqft · built 1958
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Aug 2021)
Tax Bill	$1,793 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-203-04-015.000`

Property Details

APN / Parcel Number

Primary APN	`1011-203-04-015.000`
Alternative APN	`560000175750`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
1st Floor Area	1,604 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1978
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	24 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1124 5TH ST
City	FINDLAY
State	OH
Zip	45840-6540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLANCHARD AVE ADD LOT 43-45 MID 70FT
Legal Subdivision	BLANCHARD AVE ADD
Legal Lot Number	43-45
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2021
Census Tract	1100

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1124 5TH ST, FINDLAY, OH 45840-6540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Dec 17, 2020	Deed of Trust, Mortgage · Line of Credit MILLSTREAM AREA CU INC
Aug 30, 2021	Survivorship Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Dec 27, 2010 · Amount on Record
Deed Document Number	202110129
Deed Book / Page	2586 / 973
Prior Transfer Date	Feb 11, 2004
Prior Transfer Doc	0000002087
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1124 5TH ST, FINDLAY, OH 45840-6540
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02531/2372
Date	Jan 10, 2018
Book Page	2531/2372
Instrument	201800000244

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	1124 5TH ST, FINDLAY, OH 45840-6540
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02576/3371
Date	Dec 17, 2020
Book Page	2576/3371
Instrument	202000012853

Lender

Name	MILLSTREAM AREA CU INC
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 16, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Aug 30, 2021
Property Address	1124 5TH ST, FINDLAY, OH 45840-6540
Document Number	002586/973
Book / Page	2586 / 973
Instrument Date	Aug 26, 2021
Instrument	202100010129
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	GOLDEN KEY TITLE AGENCY, GOLDEN KEY TITLE AGNECY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1124 5TH ST, FINDLAY, OH 45840-6540

Mortgage

Document Number	202100010130
Date	Aug 30, 2021
Instrument	202100010130

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,793.00 (-3.45%)	$58,490 (+12.07%) Land $8,200 Building $50,290	$167,120 (+12.08%) Land $23,440 Building $143,680
2023	$1,857.00 Homeowner's exemption	$52,190 Land $7,330 Building $44,860
2022			$149,110 Land $20,930 Building $128,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Nearby Flood Policies	71 in force
Nearby Flood Claims	362 (1979–2019)
Claims Outside the SFHA	18 of 362
Most Recent Claim	Mar 2019 · other causes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 151 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Amplex Wireless, Watch TV.

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