1124 11th Ave, Laurel, MT 59044 Property Records

Yellowstone County property record for 1124 11th Ave, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,550 sqft · built 1984
Lot Size	0.181 acres (7,875 sqft)
Owner	Individual Name on Record
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Feb 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`000B021970`

Property Details

APN / Parcel Number

Primary APN	`000B021970`
Alternative APNs	`03-0821-08-1-19-11-0000` `R0337897` `B021970` `B02197`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	1,628 sqft
1st Floor Area	1,100 sqft
Basement Area	528 sqft
Finished Basement	450 sqft
Unfinished Basement	78 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,875 sqft (0.181 acres)
View / Lot	Neighborhood / Spot
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	44 sqft
Deck Area	176 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1124 11TH AVE
City	LAUREL
State	MT
Zip	59044-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	CHERRY HILL SUBD, S08, T02 S, R24 E, BLOCK 3, LOT 3
Legal Range	24E
Legal Township	02S
Legal Section	08
Legal Subdivision	CHERRY HILL SUBD
Legal Block	3
Legal Lot Number	3
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1037
Census Tract	1901

Owner

Source: Yellowstone County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1124 11TH AVE, LAUREL, MT 59044-1615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Deed of Trust, Mortgage · FHA Mortgage CHICAGO TITLE W, CHICAGO TITLE
Feb 14, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Dec 19, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 15, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT
Sep 29, 2017	Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2017
Deed Sale	Sep 29, 2017
Deed Document Number	20173828804
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 14, 2026
Property Address	1124 11TH AVE, LAUREL, MT 59044-1615
Document Number	0004148926
Instrument Date	Oct 10, 2026
Instrument	20264148926
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 11TH AVE, LAUREL, MT 59044-1615

Mortgage

Document Number	0004148926,
Date	Oct 14, 2026
Instrument	20264148926

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1124 11TH AVE, LAUREL, MT 59044-1615
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 11TH AVE, LAUREL, MT 59044-1615

Mortgage

Document Number	0004067949
Date	Feb 14, 2024
Instrument	4067949

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Dec 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1124 11TH AVE, LAUREL, MT 59044-1615
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 11TH AVE, LAUREL, MT 59044-1615

Mortgage

Document Number	0004000887
Date	Dec 13, 2021
Instrument	4000887

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1124 11TH AVE, LAUREL, MT 59044-1615
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 11TH AVE, LAUREL, MT 59044-1615

Mortgage

Document Number	0004037180
Date	Dec 19, 2022
Instrument	4037180

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Dec 1, 2051

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Dec 15, 2023
Property Address	1124 11TH AVE, LAUREL, MT 59044-1615
Document Number	0004064568
Map Reference	DOC 4063897
Instrument Date	Dec 12, 2023
Instrument	4064568
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 2, 2024
Title Company	NOT AVAILABLE, FLYING S T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1019 JENEA DR, LAUREL, MT 59044-1665

Mortgage

Document Number	0004064569
Date	Dec 15, 2023
Instrument	4064569

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 29, 2017
Property Address	1124 11TH AVE, LAUREL, MT 59044-1615
Document Number	0003828804
Instrument Date	Sep 29, 2017
Instrument	3828804
Transaction Type	Transfer
Record Updated	Oct 9, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 11TH AVE LAUREL MT 590441615, LAUREL, MT 59044-1615

Mortgage

Document Number	3828805
Date	Sep 29, 2017
Instrument	3828805

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,400 (-) Land $73,843 Building $265,557	$339,400 (-) Land $73,843 Building $265,557
2025	$2,226.00 (-12.53%)	$339,400 (+29.49%) Land $73,843 Building $265,557	$339,400 (+29.49%) Land $73,843 Building $265,557
2024	$2,545.00 (+21.95%)
2023	$2,087.00	$262,100	$262,100 Land $67,674 Building $194,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 75% of Montana
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
Wisp West Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 11th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures