1118 11th Ave, Laurel, MT 59044 Property Records

Yellowstone County property record for 1118 11th Ave, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,828 sqft · built 1980
Lot Size	0.181 acres (7,875 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,506 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000B021980`

Property Details

APN / Parcel Number

Primary APN	`000B021980`
Alternative APNs	`03-0821-08-1-19-10-0000` `R0337898` `B021980` `B02198`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,828 sqft Living Area
Gross Area	1,852 sqft
1st Floor Area	1,228 sqft
Basement Area	624 sqft
Finished Basement	600 sqft
Unfinished Basement	24 sqft
Family Room	Family Room

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,875 sqft (0.181 acres)
View / Lot	Neighborhood / Spot
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Porch Area	16 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1118 11TH AVE
City	LAUREL
State	MT
Zip	59044-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	CHERRY HILL SUBD, S08, T02 S, R24 E, BLOCK 3, LOT 4
Legal Range	24E
Legal Township	02S
Legal Section	08
Legal Subdivision	CHERRY HILL SUBD
Legal Block	3
Legal Lot Number	4
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1037
Census Tract	1901

Owner

Source: Yellowstone County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1118 11TH AVE, LAUREL, MT 59044-1615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit BILLINGS FCU
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BILLINGS FCU
Apr 13, 2017	Quit Claim Deed, Transfer · ARM BILLINGS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018
Deed Sale	Jun 25, 2018
Prior Sale	Feb 23, 2018
Deed Document Number	20183852743
Prior Transfer Date	Feb 22, 2018
Prior Transfer Doc	0003842060
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1118 11TH AVE, LAUREL, MT 59044-1615
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004114857
Date	Sep 18, 2025
Instrument	4114857

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 17, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1118 11TH AVE, LAUREL, MT 59044-1615
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003951893
Date	Dec 16, 2020
Instrument	3951893

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 13, 2017
Property Address	1118 11TH AVE, LAUREL, MT 59044-1615
Document Number	0003810917
Map Reference	DOC 1031253
Instrument Date	Mar 30, 2017
Instrument	3810917
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1118 11TH AVE, 1118, LAUREL, MT 59044-1615

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1118 11TH AVE, LAUREL, MT 59044-1615

Mortgage

Document Number	0003810918
Date	Apr 13, 2017
Instrument	3810918

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59101

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$330,300 (+28.17%) Land $73,843 Building $256,457	$330,300 (+28.17%) Land $73,843 Building $256,457
2024	$2,506.00 (+22.12%)
2023	$2,052.00	$257,700	$257,700 Land $67,674 Building $190,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 75% of Montana
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
Wisp West Fixed Wireless	100 / 20

May also be available: Verizon.

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