Frederick County property record for 11239 Putman Rd, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,625 sqft · built 1981 |
| Lot Size | 1.21 acres (53,143 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Aug 2025) |
| Tax Bill | $6,733 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Dec 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-401176 |
| Primary APN | 20-401176 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,625 sqft Living Area |
| Gross Area | 3,109 sqft |
| 1st Floor Area | 1,511 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 53,143 sqft |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Deck Area | 750 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 401176 |
|---|---|
| Street Address | 11239 PUTMAN RD |
| City | THURMONT |
| State | MD |
| Zip | 21788-2750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 1.22 AC PUTMAN RD W/RT 15 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 20, LEWISTOWN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 751302 |
11239 Putman Rd is owned and occupied by two individuals who bought it in August 2025.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11239 PUTMAN RD, THURMONT, MD 21788-2750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed, Transfer · Conventional Mortgage CAPITAL BANK NA |
| Dec 21, 2021 | Limited Warranty Deed, Transfer · Line of Credit RESTORATION CAPITAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on File |
| Deed Sale | Aug 13, 2025 · Amount on File |
| Prior Sale | Jul 19, 2022 · Amount on File |
| Deed Book / Page | 17467 / 33 |
| Prior Transfer Date | Apr 30, 2014 |
| Prior Transfer Doc | 0100370101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 19, 2022 |
| Property Address | 11239 PUTMAN RD, THURMONT, MD 21788-2750 |
| Document Number | 0160400465 |
| Book / Page | 16040 / 465 |
| Instrument Date | Jul 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11239 PUTMAN RD, THURMONT, MD 21788-2750 |
| Document Number | 0016040472 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 16040/472 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 21, 2021 |
| Property Address | 11239 PUTMAN RD, THURMONT, MD 21788-2750 |
| Document Number | 0155960369 |
| Book / Page | 15596 / 369 |
| Instrument Date | Dec 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11239 PUTMAN RD, 11239, THURMONT, MD 21788-2750 |
| Name | Verified Name |
|---|---|
| Address | 3875 MARYLAND MANOR DR, MONROVIA, MD 21770-8909 |
| Document Number | 0015596377 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 15596/377 |
| Name | RESTORATION CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 11239 Putman Rd was $6,733, up 20.2% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $521,200 (-3.28%) Land $190,800 Building $330,400 | $521,200 (-3.28%) Land $190,800 Building $330,400 | |
| 2025 | $6,733.00 (+20.19%) | $538,900 Land $116,800 Building $422,100 | $538,900 Land $116,800 Building $422,100 |
| 2024 | $5,602.00 (+27.58%) | ||
| 2023 | $4,391.00 | $362,033 | $538,900 Land $116,800 Building $422,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11239 Putman Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2003–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11239 Putman Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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