Frederick County property record for 11228 Putman Rd, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,273 sqft · built 1987 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $21,600 (Dec 1985) |
| Tax Bill | $9,085 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-396997 |
| Primary APN | 20-396997 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,273 sqft Living Area |
| Gross Area | 3,825 sqft |
| 1st Floor Area | 1,644 sqft |
| Basement Area | 540 sqft |
| Finished Basement | 540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 10 Parking Spaces |
| Pool Area | 640 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 198 sqft |
| Deck Area | 680 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 396997 |
|---|---|
| Street Address | 11228 PUTMAN RD |
| City | THURMONT |
| State | MD |
| Zip | 21788-2749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | LT 1 SECT 1 3.006 AC PUTMAN RD FERNWOOD |
| Legal Subdivision | FERNWOOD |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 20, LEWISTOWN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 751302 |
11228 Putman Rd is owned and occupied by two individuals who bought it in December 1985.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11228 PUTMAN RD, THURMONT, MD 21788-2749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 1985 · Amount on File |
| Deed Sale | Dec 9, 1985 · Amount on File |
| Deed Book / Page | 1313 / 341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 17, 2022 |
| Property Address | 11228 PUTMAN RD, THURMONT, MD 21788-2749 |
| Document Number | 0157990007 |
| Book / Page | 15799 / 7 |
| Map Reference | MB 20 FO 146 |
| Instrument Date | Mar 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 11228 PUTMAN RD, THURMONT, MD 21788-2749 |
The 2025 property tax bill for 11228 Putman Rd was $9,085, up 13.2% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $756,500 (+3.43%) | $806,700 (+10.3%) Land $206,000 Building $600,700 | |
| 2025 | $9,085.00 (+13.19%) | $731,400 Land $131,800 Building $599,600 | $731,400 Land $131,800 Building $599,600 |
| 2024 | $8,026.00 (+17.58%) | ||
| 2023 | $6,826.00 | $569,800 | $731,400 Land $131,800 Building $599,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11228 Putman Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2003–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11228 Putman Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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