DeSoto County property record for 11239 Black Bear Cv, Hernando, MS 38632 · Last verified January 2026
| Property Type | Mobile Home |
|---|---|
| Details | 2,356 sqft · built 2007 |
| Lot Size | 2.37 acres (103,273 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $279 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 3-09-3-07-02-0-00103-00 |
| Primary APN | 3-09-3-07-02-0-00103-00 |
|---|
| Building Area | 2,356 sqft Adjusted Area |
|---|
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Lot Area | 103,273 sqft (2.37 acres) |
| Lot Dimensions | 509 ft deep x 200 ft wide |
| Patio Area | 600 sqft |
| Street Address | 11239 BLACK BEAR CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8544 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DELTA RIDGE S-D SEC B LOT 103 |
| Legal Range | 09 |
| Legal Township | 03 |
| Legal Section | 07 |
| Legal Subdivision | DELTA RIDGE S-D |
| Legal Lot Number | 103 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 71200 |
Source: DeSoto County records · APN 3-09-3-07-02-0-00103-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11239 BLACK BEAR CV, HERNANDO, MS 38632-8544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 05, 2020 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Dec 06, 2018 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 09, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000921391 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 11239 BLACK BEAR CV, HERNANDO, MS 38632-8544 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 004960/777 |
|---|---|
| Date | Jun 05, 2020 |
| Book Page | 4960/777 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 11239 BLACK BEAR CV, HERNANDO, MS 38632-8544 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 004647/205 |
|---|---|
| Date | Dec 06, 2018 |
| Book Page | 4647/205 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 11239 BLACK BEAR CV, HERNANDO, MS 38632-8544 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 11239 BLACK BEAR CV, HERNANDO, MS 38632-8544 |
| Document Number | 005312/795 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 5312/795 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Dec 01, 2050 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $279.00 (-12.81%) | $3,342 (+7.43%) Land $1,000 Building $2,342 | $33,420 (+7.42%) Land $10,000 Building $23,420 |
| 2023 | $3,111 | $31,112 Land $10,000 Building $21,112 | |
| 2022 | $320.00 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330712001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,124 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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