11230 Watermill Ln, Silver Spring, MD 20902 Property Records

Montgomery County property record for 11230 Watermill Ln, Silver Spring, MD 20902

Property Summary

Property Type	Townhouse
Details	3 ba · 2,198 sqft · built 1992
Lot Size	0.04 acres (1,750 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (May 2026)
Tax Bill	$6,395 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02814966`

Property Details

APN / Parcel Number

Primary APN	`13-02814966`
Alternative APN	`02814966`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,198 sqft Living Area
Gross Area	2,444 sqft
1st Floor Area	758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,750 sqft (0.04 acres)
Garage Type	Attached
Garage Area	246 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02814966
Street Address	11230 WATERMILL LN
City	SILVER SPRING
State	MD
Zip	20902-3439
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT12.
Legal Description	KEMP MILL KNOLL
Legal Subdivision	WALLACES SUB
Legal Block	1
Legal Lot Number	18
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1000
Census Tract	703209

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11230 WATERMILL LN, SILVER SPRING, MD 20902-3439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SOLUTIONS INC
May 15, 2026	Deed, Transfer · VA Mortgage WESCOR LAND TITLE INSURANCE, WESTCOR LAND TITLE INSURANCE C
Aug 15, 2019	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Aug 15, 2019 · Amount on Record
Deed Book / Page	70491 / 54
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11230 WATERMILL LN, SILVER SPRING, MD 20902-3439
Transaction Type	Mortgage
Record Updated	Jun 4, 2026
Title Company	GUARANTEED TRUST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11230 WATERMILL LN, SILVER SPRING, MD 20902-3439

Mortgage

Document Number	0627860118
Date	Apr 28, 2021
Book Page	62786/118

Lender

Name	RESIDENTIAL MORTGAGE SOLUTIONS INC
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 15, 2026
Property Address	11230 WATERMILL LN, SILVER SPRING, MD 20902-3439
Document Number	7049000054
Book / Page	70491 / 54
Instrument Date	May 11, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	WESCOR LAND TITLE INSURANCE, WESTCOR LAND TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$550,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	11230 WATERMILL LN, SILVER SPRING, MD 20902-3439

Mortgage

Document Number	7049000066,
Date	May 15, 2026
Book Page	70491/66

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 15, 2019
Property Address	11230 WATERMILL LN, SILVER SPRING, MD 20902-3439
Document Number	0580190227
Book / Page	58019 / 227
Map Reference	MB 151 PL 17251
Instrument Date	Jul 15, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,493.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11230 WATERMILL LN, SILVER SPRING, MD 20902-3439

Mortgage

Document Number	58019235
Date	Aug 15, 2019
Instrument	58019/235

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,900 (-0.89%) Land $180,000 Building $318,900	$498,900 (-0.89%) Land $180,000 Building $318,900
2025	$6,395.00 (+6.98%)	$503,400 (+13.19%) Land $200,000 Building $303,400	$503,400 (-) Land $200,000 Building $303,400
2024	$5,978.00 (+37.39%)
2023		$444,733	$503,400 Land $200,000 Building $303,400
2022	$4,351.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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