1123 W 9th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1123 W 9th St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 936 sqft · built 1976
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jul 2026)
Tax Bill	$2,998 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8914-11-476-013`

Property Details

APN / Parcel Number

Primary APN	`8914-11-476-013`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	675 sqft
Unfinished Basement	936 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1123 W 9TH ST
City	CEDAR FALLS
State	IA
Zip	50613-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN PARK LOT 15 BLK 1
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	LINCOLN PARK
Legal Block	1
Legal Lot Number	15
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5019
Census Tract	2200

Owner

1123 W 9th St is owned and occupied by an individual who bought it in July 2026.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1123 W 9TH ST, CEDAR FALLS, IA 50613-2451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Prior Sale	Jul 29, 2016 · Amount on File
Deed Document Number	202610807
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 20, 2026
Property Address	1123 W 9TH ST, CEDAR FALLS, IA 50613-2451
Document Number	0000010807
Instrument Date	Jul 9, 2026
Instrument	202610807
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,663.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1123 W 9TH ST, CEDAR FALLS, IA 50613-2451

Mortgage

Document Number	0000010808,
Date	Jul 20, 2026
Instrument	202610808

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000010809,
Date	Jul 20, 2026
Instrument	202610809

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Amount	Amount on Record
Term	85 Months
Due	Aug 1, 2033

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1123 W 9th St was $2,998, up 2.7% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,998.00 (+2.67%)	$199,680 Land $33,950 Building $165,730	$199,680 Land $33,950 Building $165,730
2024	$2,920.00
2023		$181,470 (+33.7%) Land $21,830 Building $159,640	$181,470 Land $21,830 Building $159,640
2022	$2,506.00	$135,730 Land $21,830 Building $113,900
2021			$135,730 Land $21,830 Building $113,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1123 W 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1123 W 9th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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