1118 W 9th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1118 W 9th St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 936 sqft · built 1955
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,322 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2020 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8914-11-479-004`

Property Details

APN / Parcel Number

Primary APN	`8914-11-479-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	600 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1118 W 9TH ST
City	CEDAR FALLS
State	IA
Zip	50613-2452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN PARK LOT 5 BLK 4 E 1/2 LOT 6 BLK 4
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	LINCOLN PARK
Legal Block	4
Legal Lot Number	5,6
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5024
Census Tract	2200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1118 W 9TH ST, CEDAR FALLS, IA 50613-2452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage CEDAR FALLS COMMUNITY CREDIT UNION
Oct 9, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CEDAR FALLS COMMUNITY CU
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CEDAR FALLS COMMUNITY CU
Jul 3, 2019	Deed of Trust, Mortgage · Balloon Mortgage CEDAR FALLS COMMUNITY CREDIT UNION
Apr 10, 2018	Deed of Trust, Mortgage · Line of Credit CEDAR FALLS COMMUNITY CREDIT UNION
Aug 8, 2017	Deed of Trust, Mortgage CEDAR FALLS COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 24, 2026
Property Address	1118 W 9TH ST, CEDAR FALLS, IA 50613-2452
Document Number	0000012724
Instrument Date	Aug 17, 2026
Instrument	202612724
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 W 9TH ST, CEDAR FALLS, IA 50613-2452

Mortgage

Document Number	0000012724,
Date	Aug 24, 2026
Instrument	202612724

Lender

Name	CEDAR FALLS COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	67 Months
Due	Mar 1, 2032

Interest

Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1118 W 9TH ST, CEDAR FALLS, IA 50613-2452
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100007603
Date	Oct 9, 2020
Instrument	202100007603

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	66 Months
Due	Apr 15, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1118 W 9TH ST, CEDAR FALLS, IA 50613-2452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100007602
Date	Oct 9, 2020
Instrument	202100007602

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	66 Months
Due	Apr 15, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1118 W 9TH ST, CEDAR FALLS, IA 50613-2452
Transaction Type	Mortgage
Record Updated	Jul 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000000306
Date	Jul 3, 2019
Instrument	202000000306

Lender

Name	CEDAR FALLS COMMUNITY CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1118 W 9TH ST, CEDAR FALLS, IA 50613-2452
Transaction Type	Mortgage
Record Updated	May 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800016398
Date	Apr 10, 2018
Instrument	201800016398

Lender

Name	CEDAR FALLS COMMUNITY CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	117 Months
Due	Jan 1, 2028

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1118 W 9TH ST, CEDAR FALLS, IA 50613-2452
Transaction Type	Mortgage
Record Updated	Aug 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00002349
Date	Aug 8, 2017
Instrument	2018-00002349

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Amount	Amount Recorded
Term	66 Months
Due	Feb 15, 2023

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,322.00 (+8.61%) Homeowner's exemption	$165,520 (+15.68%) Land $50,930 Building $114,590	$165,520 (+15.68%) Land $50,930 Building $114,590
2024	$2,138.00 (+4.91%)
2023		$143,090 (+19.99%) Land $32,740 Building $110,350	$143,090 (+19.99%) Land $32,740 Building $110,350
2022	$2,038.00 Homeowner's exemption	$119,250 Land $32,740 Building $86,510
2021			$119,250 Land $32,740 Building $86,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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